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Browse mortgage brokers serving San Luis Obispo, California. Contact information and addresses listed below.
19 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in San Luis Obispo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assist Home Loans
1410 Noveno Ave, San Luis Obispo, CA 93401
8057570544
Pacific Trust Mortgage
735 Tank Farm Rd, San Luis Obispo, CA 93401
8055434422
Landon Spitler at Certainty Home Lending (NMLS #633244)
895 Pismo St, San Luis Obispo, CA 93401
8054710243
Donna Lewis at Rate (NMLS #245945)
1065 Higuera St Suite 100, San Luis Obispo, CA 93401
8053358743
Ben Lerner at Certainty Home Lending (NMLS #395723)
895 Pismo St, San Luis Obispo, CA 93401
8054419486
Arrona Financial: David Arrona, Mortgage Broker
599 Higuera St f, San Luis Obispo, CA 93401
8055440160
Jeff Meyers at CrossCountry Mortgage
846 Higuera St # 5, San Luis Obispo, CA 93401
8054409006
The Mortgage House
1103 Toro St, San Luis Obispo, CA 93401
8057826999
Carley Smith at Certainty Home Lending (NMLS #448442)
895 Pismo St, San Luis Obispo, CA 93401
7734357563
Dylan Morrow at Rate
1065 Higuera St, San Luis Obispo, CA 93401
8055509742
Acquire Mortgage And Real Estate
1405 Garden St, San Luis Obispo, CA 93401
8055445626
Mike Poyntz - Motif Mortgage
1319 Marsh St STE 102, San Luis Obispo, CA 93401
8052340903
Kim Williams at Certainty Home Lending (NMLS #263247)
895 Pismo St, San Luis Obispo, CA 93401
8054716186
Bryan Hulburd at Rate (NMLS #2697595)
1065 Higuera St Suite 100, San Luis Obispo, CA 93401
8057187717
Central Coast Lending
1319 Marsh St, San Luis Obispo, CA 93401
8055435626
Bill Mott at Certainty Home Lending (NMLS #341086)
895 Pismo St, San Luis Obispo, CA 93401
8052345081
Tracie Southerland at Certainty Home Lending (NMLS #296909)
895 Pismo St, San Luis Obispo, CA 93401
6502551477
Kevin Cunningham at Certainty Home Lending (NMLS #633249)
895 Pismo St, San Luis Obispo, CA 93401
8054585178
Arin Sandhu - Mortgage & Real Estate
1405 Garden St, San Luis Obispo, CA 93401
8058018570
Mortgage brokers in San Luis Obispo help home buyers and refinancing homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the specific housing market trends and property values in San Luis Obispo County.
What Does a Mortgage Broker in San Luis Obispo Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means a fee between $5,000 and $10,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and the lenders involved. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in San Luis Obispo?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with wholesale lenders.
Are mortgage brokers regulated in California?
Yes, mortgage brokers in California must be licensed under the California Financing Law. They are required to pass a background check and complete continuing education. You can verify a brokers license on the California Department of Financial Protection and Innovation website.
How do I choose a mortgage broker in San Luis Obispo?
Look for a broker with experience in California real estate transactions. Check online reviews and ask for referrals from local real estate agents. Confirm they are licensed and ask about their fee structure before starting the application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.