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Find Mortgage Brokers Near You in San Luis Obispo, CA

Directory of mortgage brokers in San Luis Obispo, California. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage brokers in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assist Home Loans
1410 Noveno Ave, San Luis Obispo, CA 93401
(805) 757-0544 assisthomeloans.com
Pacific Trust Mortgage
735 Tank Farm Rd, San Luis Obispo, CA 93401
(805) 543-4422 pacifictrustmortgage.com
Landon Spitler at Certainty Home Lending (NMLS #633244)
895 Pismo St, San Luis Obispo, CA 93401
(805) 471-0243 certaintyhomelending.com
Donna Lewis at Rate (NMLS #245945)
1065 Higuera St Suite 100, San Luis Obispo, CA 93401
(805) 335-8743 rate.com
Ben Lerner at Certainty Home Lending (NMLS #395723)
895 Pismo St, San Luis Obispo, CA 93401
(805) 441-9486 certaintyhomelending.com
Arrona Financial: David Arrona, Mortgage Broker
599 Higuera St f, San Luis Obispo, CA 93401
(805) 544-0160 arronafinancial.com
Jeff Meyers at CrossCountry Mortgage
846 Higuera St # 5, San Luis Obispo, CA 93401
(805) 440-9006 crosscountrymortgage.com
The Mortgage House
1103 Toro St, San Luis Obispo, CA 93401
(805) 782-6999 themortgagehouse.com
Carley Smith at Certainty Home Lending (NMLS #448442)
895 Pismo St, San Luis Obispo, CA 93401
(773) 435-7563 certaintyhomelending.com
Dylan Morrow at Rate
1065 Higuera St, San Luis Obispo, CA 93401
(805) 550-9742 rate.com
Acquire Mortgage And Real Estate
1405 Garden St, San Luis Obispo, CA 93401
(805) 544-5626 acquireslo.com
Mike Poyntz - Motif Mortgage
1319 Marsh St STE 102, San Luis Obispo, CA 93401
(805) 234-0903 advicebeforeprice.com
Kim Williams at Certainty Home Lending (NMLS #263247)
895 Pismo St, San Luis Obispo, CA 93401
(805) 471-6186 certaintyhomelending.com
Bryan Hulburd at Rate (NMLS #2697595)
1065 Higuera St Suite 100, San Luis Obispo, CA 93401
(805) 718-7717 rate.com
Central Coast Lending
1319 Marsh St, San Luis Obispo, CA 93401
(805) 543-5626 centralcoastlending.com
Bill Mott at Certainty Home Lending (NMLS #341086)
895 Pismo St, San Luis Obispo, CA 93401
(805) 234-5081 certaintyhomelending.com
Tracie Southerland at Certainty Home Lending (NMLS #296909)
895 Pismo St, San Luis Obispo, CA 93401
(650) 255-1477 certaintyhomelending.com
Kevin Cunningham at Certainty Home Lending (NMLS #633249)
895 Pismo St, San Luis Obispo, CA 93401
(805) 458-5178 certaintyhomelending.com
Arin Sandhu - Mortgage & Real Estate
1405 Garden St, San Luis Obispo, CA 93401
(805) 801-8570 arinsandhu.my1003app.com

Mortgage brokers in San Luis Obispo help home buyers and refinancing homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the specific housing market trends and property values in San Luis Obispo County.

What Does a Mortgage Broker in San Luis Obispo Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means a fee between $5,000 and $10,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and the lenders involved. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in San Luis Obispo?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with wholesale lenders.
Are mortgage brokers regulated in California?
Yes, mortgage brokers in California must be licensed under the California Financing Law. They are required to pass a background check and complete continuing education. You can verify a brokers license on the California Department of Financial Protection and Innovation website.

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