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Browse mortgage brokers serving San Jose, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
San Jose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in San Jose, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
InstaMortgage Inc.
4100 Moorpark Ave #221, San Jose, CA 95117
8556445626
Wonder Rates
621 Tully Rd #125, San Jose, CA 95111
4086001900
The Mortgage Outlet
200 N Almaden Blvd Suite 200, San Jose, CA 95110
4083525120
Esther Chien Mortgage - The Loan Story
4880 Stevens Creek Blvd # 200, San Jose, CA 95129
5105529991
Pacificwide Real Estate & Mortgage
3005 Silver Creek Rd #214, San Jose, CA 95121
4085321278
First Stop Mortgage Corporation
2114 Senter Rd STE 11, San Jose, CA 95112
4089006789
Jason Shi
2051 Junction Ave STE 237, San Jose, CA 95131
4089166313
Yvonne Wu & Maria Chen - The Loan Story
4880 Stevens Creek Blvd # 200, San Jose, CA 95129
4087809991
101 Loan and Rob McCarthy - Specialist in Residential, Commercial and Reverse Mortgage Financing
6090 Hellyer Ave #100, San Jose, CA 95138
6504658957
Help U Lend
2268 Senter Rd Suite 166A, San Jose, CA 95112
4088836958
Morgan Real Estate & Financial, Inc
2051 Junction Ave STE 237, San Jose, CA 95131
4083208080
Tina Elias Mortgage - The Loan Story
4880 Stevens Creek Blvd # 200, San Jose, CA 95129
4083660311
Change Home Mortgage
101 Metro Dr # 660, San Jose, CA 95110
4084163967
Rosie Hong Pham - Mortgage Loan Officer
621 Tully Rd #125, San Jose, CA 95111
4086665825
Mortgage Magic
1625 The Alameda UNIT 310, San Jose, CA 95126
4089752400
Stephen Wong - Bayone Reic
1754 Technology Dr STE 108, San Jose, CA 95110
4087808228
The X Mortgage
2150 N First St Ste 449, San Jose, CA 95131
4088785368
The Hutton Mortgage Team- San Jose Branch
1080 Minnesota Ave Ste 1, San Jose, CA 95125
4084268755
California Capital Mortgage
99 S Almaden Blvd #600, San Jose, CA 95113
4087669919
General Mortgage Capital Corporation - San Jose
690 Saratoga Ave #205, San Jose, CA 95129
6503407800
Mortgage brokers in San Jose help you find home loan options from multiple lenders. They can assist with conventional loans, FHA loans, and jumbo loans common in the high-cost Bay Area market. California law requires mortgage brokers to be licensed under the California Department of Financial Protection and Innovation and to follow the California Financing Law.
What Does a Mortgage Broker in San Jose Cost?
Mortgage broker fees in California typically range from 1% to 2.75% of the loan amount. For a $800,000 loan in San Jose, this could be $8,000 to $22,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in San Jose?
A mortgage broker acts as an intermediary between you and multiple lenders. They compare loan programs and rates to find a suitable mortgage for your situation. They handle the application process and paperwork from start to close.
How do I choose a mortgage broker in San Jose?
Look for a broker who is licensed in California and has experience with local market conditions. Check their reviews and ask about their fee structure. It is wise to interview at least two brokers before deciding.
Are there special loan programs for San Jose home buyers?
Yes, California offers the CalHFA program which provides down payment assistance for first-time buyers. San Jose also has local down payment assistance programs through the city. A broker can help you see if you qualify for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.