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20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
8882109838
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
9164766507
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
8885578836
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
8004550986
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
9164537533
Loan Factory - Sacramento
6840 65th St #115, Sacramento, CA 95828
9169995000
United Wholesale Lending
917 7th St, Sacramento, CA 95814
2094564896
Mason-McDuffie Mortgage Corporation
333 University Place Suite 200 #7, Sacramento, CA 95825
9169292333
Guild Mortgage - Jamal Bey
4211 Freeport Blvd, Sacramento, CA 95822
9166677270
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
9167940777
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
9164693749
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
9165297600
Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece
3900 Lennane Dr STE 200, Sacramento, CA 95834
9166124294
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
9164656639
Albert Chavez HomeLoan Team
917 7th St, Sacramento, CA 95814
9162301537
The Harris Team - Xpert Home Lending
3090 Fite Cir Suite 203, Sacramento, CA 95827
9167654783
Daniel Quinton/Golden Bay Mortgage Group
3900 Lennane Dr, Sacramento, CA 95834
9169693441
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
9164165626
Guild Mortgage - Evelyne Jamet
300 University Ave #210, Sacramento, CA 95825
9164528800
Guild Mortgage Company
300 University Ave #210, Sacramento, CA 95825
9169744140
Mortgage brokers in Sacramento help home buyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Brokers in Sacramento understand the local real estate market and can assist with conventional FHA VA and jumbo loans.
What Does a Mortgage Broker in Sacramento Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. These costs are often paid by the lender or rolled into the loan. Always ask for a Loan Estimate which shows all fees upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Sacramento?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options that fit your needs. This can save you time and help you compare rates and terms.
How is a mortgage broker different from a bank loan officer in California?
A bank loan officer only offers products from one bank. A mortgage broker can access loans from many different lenders. In California brokers must follow strict disclosure rules under the California Finance Lenders Law.
What documents do I need to apply for a mortgage in Sacramento?
You typically need pay stubs W-2 forms tax returns bank statements and identification. Self employed borrowers may need additional profit and loss statements. Your broker will provide a full list based on your situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.