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Looking for a mortgage broker in Pismo Beach? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage brokers in Pismo Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
320 James Way #280, Pismo Beach, CA 93449
8053947160
CORE Home Loans
310 James Way 210 2nd Floor, Pismo Beach, CA 93449
5598082673
Mason-McDuffie Mortgage Corporation
501 Shell Beach Rd ste d, Pismo Beach, CA 93449
8058789277
Mike Mizrahi
350 James Way #130, Pismo Beach, CA 93449
8057482112
Movement Mortgage
350 James Way #130, Pismo Beach, CA 93449
8773141499
Mortgage brokers in Pismo Beach help home buyers and refinancers find loan options from multiple lenders. California law requires all mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Local brokers understand the Pismo Beach real estate market and can guide you through California specific disclosure rules like the Transfer Disclosure Statement.
What Does a Mortgage Broker in Pismo Beach Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in broker fees. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and title insurance. California law limits certain fees under the Real Estate Settlement Procedures Act. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license from the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. You can verify a brokers license on the DFPI website.
How long does a typical mortgage loan process take in California?
The mortgage loan process in California usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances, which adds time.
What documents do I need to apply with a Pismo Beach mortgage broker?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California law also requires proof of homeowners insurance before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.