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Looking for a mortgage broker in Napa? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Napa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Napa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solcosta Home Loans
1030 Seminary St Suite A2, Napa, CA 94559
7072667141
Custom Lending Group
1300 1st St Suite 368, Napa, CA 94559
7072522700
Hilda Hensley-Hensley Mortgage Group
1775 Lincoln Ave, Napa, CA 94558
7072548891
Mortgage Solutions, Inc
1775 Lincoln Ave, Napa, CA 94559
7072595272
Shamrock Mortgage Solutions Sean Marek
1832 Soscol Ave #111, Napa, CA 94559
7073328352
Legacy Mortgage Capital powered by AHL - Stacey Larson, Senior Loan Officer
1878 El Centro Ave, Napa, CA 94558
7072874414
Reina Perkins at Rate (NMLS #856071)
5 Financial Plaza Suite 104, Napa, CA 94558
7073183774
Linda Zaiss at Rate (NMLS #8991)
1455 1st St Suite 216 Office #4, Napa, CA 94559
9259180007
American Financial
1300 1st St Suite 368, Napa, CA 94558
7072580271
Napa Mortgage
1290 Jefferson St Unit D, Napa, CA 94559
7072296272
Thomas Coakley | Fairway Independent Mortgage Corporation Loan Officer
2045 Jefferson St Suite I, Napa, CA 94559
7078125501
Napa Valley Lending
5230 Country Ln, Napa, CA 94558
7072267550
Bernie Peacock - First Priority Financial, Inc.
700 Central Ave, Napa, CA 94558
7072525971
Jan Wamsley at Rate (NMLS #337651)
5 Financial Plaza Suite 104, Napa, CA 94558
7077655917
Martha PedrozaRamos
5 Financial Plaza Suite 227, Napa, CA 94558
7072652244
Kelly Hagler
5 Financial Plaza Suite 227, Napa, CA 94558
7073087573
Rate
1455 1st St Suite 216 Office #4, Napa, CA 94559
7074921122
Capital Direct Mortgage - NMLS #2935103 - Napa Valley
1878 El Centro Ave, Napa, CA 94558
7072874414
Rate
5 Financial Plaza Suite 104, Napa, CA 94558
7074921122
CMG Home Loans
5 Financial Plaza # 119, Napa, CA 94558
9254051150
Mortgage brokers in Napa, California help homebuyers and homeowners connect with lenders for purchase loans and refinancing. They work with multiple lenders to find competitive rates and terms for properties in the Napa Valley market. Brokers must be licensed under the California Department of Financial Protection and Innovation and follow state disclosure laws under the California Residential Mortgage Lending Act.
What Does a Mortgage Broker in Napa Cost?
Mortgage broker fees in California typically range from 1% to 2.75% of the loan amount. For a $500,000 loan, this means fees between $5,000 and $13,750. Some brokers charge a flat fee instead, which can be $2,000 to $5,000. You may also pay application fees, appraisal costs, and processing fees. Costs vary by loan type, property value, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Napa?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from multiple banks and credit unions, and help you complete the application process. In California, brokers must provide a good faith estimate of loan costs within three business days of your application.
How do I choose a mortgage broker in Napa?
Check that the broker is licensed with the California Department of Financial Protection and Innovation and the Nationwide Multistate Licensing System. Ask about their experience with Napa properties, including homes in rural areas or vineyards. Request references and compare fee structures from at least two brokers before deciding.
Are there special mortgage rules for Napa properties?
Napa County has many agricultural and vineyard properties that may require specialized loan products. Some lenders have restrictions on properties with agricultural zoning or income-producing land. A local broker can help you find lenders familiar with these unique property types in California.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.