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20 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Mission Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
Lawler Capital, Inc.
26591 Somerly, Mission Viejo, CA 92692
7145024066
ILG Home Loans
28181 Tinajo, Mission Viejo, CA 92692
7146966773
Leslie Oneal
27401 Los Altos Suite 410, Mission Viejo, CA 92691
9499337055
Broadview Home Loans
23120 Alicia Pkwy Ste 228, Mission Viejo, CA 92692
9493063522
Rate Inc.
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9497022292
Guardian Capital
27285 Las Ramblas #220, Mission Viejo, CA 92691
8002155000
California Lending Group, Inc. | President and CEO Shawn M. Brown
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9495001289
Troy Martin- C2 Financial Corp.
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9493055151
Rate
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9493597129
South Coast Funding Group
26381 Crown Valley Pkwy STE 220, Mission Viejo, CA 92691
9493671317
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
Eric Brattebo, Mortgage Broker C2 Financial - Orange County, CA
27802 Vista Del Lago Suite E-2, Mission Viejo, CA 92692
9498138145
California Mortgage Lender
23120 Alicia Pkwy #110, Mission Viejo, CA 92692
9492098334
Home Financing Inc
26111 Marguerite Pkwy A, Mission Viejo, CA 92692
8883351434
US Bank Mortgage
25972 Muirlands Blvd, Mission Viejo, CA 92691
8008722657
Mortgage brokers in Mission Viejo help home buyers and refinancing homeowners find suitable loan products from multiple lenders. In California, brokers must be licensed under the California Department of Financial Protection and Innovation and follow the California Residential Mortgage Lending Act. Local brokers understand Orange County market conditions and can guide you through state-specific requirements such as disclosures and escrow timelines.
What Does a Mortgage Broker in Mission Viejo Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee or an hourly rate. You may also pay third-party costs such as appraisal fees ($400 to $700) and credit report fees ($30 to $50). All fees must be disclosed on the Loan Estimate and Closing Disclosure forms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Mission Viejo?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In California, brokers must disclose their compensation and any lender fees upfront.
Do I need a mortgage broker to buy a home in California?
No, you can work directly with a bank or credit union. However, a broker can offer access to a wider range of loan products and may help you find better terms. California law requires all mortgage loan originators to pass a background check and complete pre-licensing education.
How long does the mortgage process take in Mission Viejo?
A typical mortgage process in California takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and escrow. State law mandates specific disclosure timelines, such as the Loan Estimate provided within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.