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Compare Mortgage Brokers in Carmel, CA

Compare mortgage brokers in Carmel. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Carmel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 mortgage brokers in Carmel, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SV Mortgage Group
26135 Carmel Rancho Blvd Ste. F200, Carmel, CA 93923
(831) 200-8435 svmortgagegroup.com
HCS Equity
7412 Cypress Ln, Carmel, CA 93923
(831) 278-8622 hcsequity.com

Mortgage brokers in Carmel California help home buyers and homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Brokers in Carmel often work with properties in high-value coastal areas and must follow state disclosure rules under the California Residential Mortgage Lending Act.

What Does a Mortgage Broker in Carmel Cost?

Mortgage broker fees in California typically range from 0.5 percent to 2.75 percent of the loan amount. Some brokers charge a flat fee instead of a percentage. For a 500000 dollar loan this could mean a fee between 2500 and 13750. Costs vary by loan complexity and broker policies. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Carmel California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan options from different banks and credit unions, and help you choose a mortgage that fits your needs. In California brokers must provide a Good Faith Estimate of costs early in the process.
Do I need a mortgage broker to buy a home in Carmel?
No you do not need a broker you can apply directly with a bank or credit union. However a broker can save you time by shopping multiple lenders for you. In California brokers are required to disclose all fees and any compensation they receive from lenders.

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