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Directory of mortgage brokers in Carlsbad, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageOne, Inc.
2714 Loker Ave W #300, Carlsbad, CA 92010
7606076006
DG Funding
1932 Kellogg Ave, Carlsbad, CA 92008
8773282285
Bluefire Mortgage Group
2121 Palomar Airport Rd Suite 150, Carlsbad, CA 92011
7609300569
PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
8002773423
Mutual of Omaha Mortgage
2888 Loker Ave E Suite 320, Carlsbad, CA 92010
7604925650
RealMortgage
2173 Salk Ave Suite 250, Carlsbad, CA 92008
8884438902
America One Mortgage Group
1902 Wright Pl #200, Carlsbad, CA 92008
8889425626
Mission Pacific Mortgage
2888 Loker Ave E Suite 110, Carlsbad, CA 92010
7604384111
Scott Swartz @ Loan Advisor Group
2011 Palomar Airport Rd, Carlsbad, CA 92011
8583428898
Dan Chapman
1265 Carlsbad Village Dr #200, Carlsbad, CA 92008
7604540914
Katie Burciaga PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
7147461002
Greg Chigas PGS Home Loans
5731 Palmer Way suite d, Carlsbad, CA 92010
6198230913
Nick Boxberger - Mortgage Lender - All Western Mortgage, Sr Mortgage Expert NMLS#1386823
5927 Balfour Ct Suite 104, Carlsbad, CA 92008
6023171262
Mortgage Broker Matt Moreno
1932 Kellogg Ave, Carlsbad, CA 92008
6198713948
Above All Real Estate Services, Inc.
5857 Owens Ave #300, Carlsbad, CA 92008
7604946222
The Lehman Group Mortgage Planning
1925 Palomar Oaks Way, Carlsbad, CA 92008
7606551405
Janus Mortgage
2588 El Camino Real, Carlsbad, CA 92008
7607201700
Reverse Mortgage-Christina Harmes Group
3207 Grey Hawk Ct # 110, Carlsbad, CA 92010
6199933882
America's Loan Advisors
701 Palomar Airport Rd #300, Carlsbad, CA 92011
7602802800
MortgageWrite, Inc.
2292 Faraday Ave #100, Carlsbad, CA 92008
8887440222
A mortgage broker in Carlsbad California helps you compare loan options from multiple lenders to find the right home financing. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules. Working with a Carlsbad broker can simplify the loan process for local buyers and refinancers.
What Does a Mortgage Broker in Carlsbad Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of 2000 to 5000 dollars. Costs vary based on loan type, complexity, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Carlsbad?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan products, and help you complete the application. In California, brokers must provide a Loan Estimate within three business days of a completed application.
How do I choose a mortgage broker in Carlsbad California?
Look for a broker licensed with the California Department of Financial Protection and Innovation. Check their NMLS number and read client reviews. Ask about their experience with local property types and loan programs.
Are there California specific laws for mortgage brokers?
Yes. California requires mortgage brokers to disclose their compensation and any fees upfront using the Loan Estimate form. The California Financing Law also sets rules for broker conduct and prohibits certain predatory practices.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.