Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 15 mortgage brokers in Gadsden, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
435 George Wallace Dr, Gadsden, AL 35903
2565432228
World Finance
233 S 3rd St, Gadsden, AL 35901
2565432038
Sun Loan Company
901 Rainbow Dr B, Gadsden, AL 35901
2563990060
First Federal Mortgage
644 Walnut St Suite 1, Gadsden, AL 35901
2564424838
Security Finance
437 George Wallace Dr, Gadsden, AL 35903
2565699947
1st Franklin Financial
441 George Wallace Dr, Gadsden, AL 35903
2565467700
Gadsden Finance, Inc.
104 E Meighan Blvd, Gadsden, AL 35903
2565430105
Guild Mortgage Company
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854612
Erika Westcott, Movement Mortgage
601 S 5th St, Gadsden, AL 35901
2564410922
Guild Mortgage - Cliff Daugherty
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854614
OneMain Financial
455 George Wallace Dr, Gadsden, AL 35903
2565430600
River Bank & Trust
244 S 3rd St, Gadsden, AL 35901
2565431950
PIB Mortgage
2100 Club Dr #250, Gadsden, AL 35901
2565157950
Exchange Mortgage
230 N 3rd St, Gadsden, AL 35901
2565045841
Purchase and Refinance Mortgages in Gadsden
WEISS, 315 Broad St, Gadsden, AL 35901
2566395626
What Does a Mortgage Broker in Gadsden Cost?
Mortgage broker fees in Alabama usually range from 1% to 2% of the loan amount. For a $200,000 home, this could mean $2,000 to $4,000 in broker fees. Some brokers charge a flat fee of $500 to $1,500 instead of a percentage. You may also pay for credit report fees, appraisal costs, and title insurance. Alabama law limits certain upfront fees and requires a Loan Estimate within three days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Gadsden do?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options from different banks and credit unions, and help you choose a mortgage that matches your budget and goals.
Do I need a mortgage broker to buy a home in Alabama?
No, you can apply directly with a bank or credit union. However, a broker can save you time by comparing multiple loan products at once. In Alabama, brokers must provide a Good Faith Estimate of costs within three business days of your application.