Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 mortgage brokers in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2699 Sandlin Rd SW b4, Decatur, AL 35601
2562608280
World Finance
1626 Beltline Rd SW, Decatur, AL 35601
2563531988
Liberty Finance of Decatur
6th Ave SE, Decatur, AL 35601
2563404833
Security Finance
2314 6th Ave SE Suite A, Decatur, AL 35601
2563511570
CrossCountry Mortgage LLC - Anna McCaghren Wilson
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2563037886
1st Franklin Financial
725 Beltline Rd SW, Decatur, AL 35601
2563550361
Mutual of Omaha Mortgage
2600 Point Mallard Pkwy SE, Decatur, AL 35603
2562813169
Hobert Pruitt Realtor
401 Grant St SE a1, Decatur, AL 35601
2563181758
Dream Home Mortgage LLC
101 14th St SW, Decatur, AL 35601
2566864050
SouthPoint Bank Home Mortgage
1314 6th Ave SE, Decatur, AL 35601
2563089722
First Alabama Loans, Inc
925 6th Ave SE, Decatur, AL 35601
2563015521
Renasant Mortgage
1830 Modaus Rd SW 2nd Fl, Decatur, AL 35603
2563554100
First Southern Financial
2218 Danville Rd SW, Decatur, AL 35601
2563551602
River Bank & Trust
254 Moulton St E, Decatur, AL 35601
2569577010
First Mortgage Group Inc
118 Moulton St E #7, Decatur, AL 35601
2563506376
Synovus Mortgage
801 Church St NE #9, Decatur, AL 35601
2562605700
Allied Home Mtg Capital Corporation
1314 6th Ave SE, Decatur, AL 35601
2563089722
New American Funding - Jordan Parker
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2564345050
Hard Money Lenders Decatur AL
303 2nd Ave SE, Decatur, AL 35601
9383333518
Blake Robbins: Senior Loan Officer
801 Church St NE #9, Decatur, AL 35601
2566540018
What Does a Mortgage Broker in Decatur Cost?
Mortgage broker fees in Alabama typically range from 1% to 2% of the loan amount. For a $200,000 loan, this could be $2,000 to $4,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Decatur Alabama?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but connect you with lenders who may approve your loan.
Do I need a mortgage broker to buy a home in Decatur?
No, you can apply directly with banks or credit unions. However, a broker can save you time by comparing multiple lenders at once. This can be helpful in Decatur where local lenders may offer different rates or terms.
How do I choose a mortgage broker in Decatur Alabama?
Look for a broker licensed with the Alabama State Banking Department. Check their experience with local property types and loan programs. Ask about their fees and how they are compensated before you agree to work with them.