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Find Home Equity Loan Specialists in Racine, WI

Looking for a home equity loan specialist in Racine? Review the directory below to compare your options.

14 agents listed
Updated June 2026
Racine, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 14 home equity loan specialists in Racine, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
3326 Washington Ave, Racine, WI 53405
(262) 632-3260 lendnation.com
Wisconsin Auto Title Loans, Inc.
2500 Durand Ave, Racine, WI 53403
(262) 632-3425 wisconsinautotitleloansinc.com
Heights Finance
1230 Lathrop Ave, Racine, WI 53405
(262) 634-7735 heightsfinance.com
Security Finance
4915 Washington Ave Suite A, Racine, WI 53406
(262) 634-5540 securityfinance.com
Educators Credit Union- Newman Road
1400 N Newman Rd, Racine, WI 53406
(800) 236-5898 ecu.com
Landmark Credit Union
1931 Grove Ave, Racine, WI 53405
(262) 796-4500 landmarkcu.com
Educators Credit Union- Rapids Drive
3525 Rapids Dr, Racine, WI 53404
(800) 236-5898 ecu.com
Tri City National Bank
2704 Lathrop Ave, Racine, WI 53405
(262) 554-5550 tcnb.com
OneMain Financial
2215 Lathrop Ave, Racine, WI 53405
(262) 633-4040 onemainfinancial.com
Landmark Credit Union
3413 Rapids Dr, Racine, WI 53404
(262) 796-4500 landmarkcu.com
Tri City National Bank
4708 Northwestern Ave, Racine, WI 53406
(262) 554-5560 tcnb.com
Town Bank
5005 Washington Ave, Racine, WI 53406
(262) 833-3370 townbank.us
Landmark Credit Union
6219 Washington Ave, Racine, WI 53406
(262) 796-4500 landmarkcu.com
Racine Essential Equity Real Estate
1523 William St, Racine, WI 53402
(262) 302-3335 essentialequityrealestate.com

Home equity loan specialists in Racine, Wisconsin help homeowners access the equity in their property for renovations, debt consolidation, or major expenses. Wisconsin law requires lenders to clearly disclose terms and fees under state usury statutes, and borrowers in Racine can benefit from local specialists who understand the Racine County real estate market. These professionals guide clients through the application process and ensure compliance with Wisconsin regulations.

What Does a Home Equity Loan Specialist in Racine Cost?

Typical costs for a home equity loan specialist in Wisconsin include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some specialists charge a flat fee of 500 to 1,000 dollars for consultation and document preparation. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Racine do?
A home equity loan specialist helps Racine homeowners evaluate their equity, compare loan options, and complete applications. They explain Wisconsin-specific requirements, such as the need for a property appraisal and adherence to the Wisconsin Consumer Act.
What are the requirements for a home equity loan in Wisconsin?
In Wisconsin, you typically need at least 15-20 percent equity in your home, a good credit score, and stable income. The lender will verify your property value and confirm there are no prior liens, as required by Wisconsin lien laws.

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