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Compare Home Equity Loan Specialists in Eau Claire, WI

Directory of home equity loan specialists in Eau Claire, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Eau Claire, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 7 home equity loan specialists in Eau Claire, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Royal Credit Union - Eau Claire South
4501 Royal Dr, Eau Claire, WI 54701
(800) 341-9911 rcu.org
WESTconsin Credit Union
1111 W Clairemont Ave, Eau Claire, WI 54701
(800) 924-0022 westconsincu.org
Jeff Engum at Union Home Mortgage (NMLS #218127)
2125 Brackett Ave Suites 3 & 4, Eau Claire, WI 54701
(715) 579-8915 myuhm.uhm.com
Heights Finance
2701 N Clairemont Ave, Eau Claire, WI 54703
(715) 858-9375 heightsfinance.com
Nicolet National Bank
1010 W Clairemont Ave, Eau Claire, WI 54701
(715) 832-4254 nicoletbank.com
Equity Livestock Sales- Altoona
5150 US-53, Eau Claire, WI 54701
(715) 835-3104 equitycoop.com
PrimeLending, A PlainsCapital Company - Eau Claire
216 Pinnacle Way Suite 250, Eau Claire, WI 54701
(715) 930-1893 lo.primelending.com

Home equity loan specialists in Eau Claire Wisconsin help homeowners access the equity in their property through loans or lines of credit. Wisconsin law requires lenders to follow specific disclosure rules under state statutes such as Wis. Stat. sec. 422.301 for consumer credit transactions. These specialists guide clients through the application process and explain local lending options.

What Does a Home Equity Loan Specialist in Eau Claire Cost?

Typical costs for a home equity loan in Wisconsin include an appraisal fee of 300 to 500 dollars, origination fees of 0.5 to 1.5 percent of the loan amount, and title search fees of 150 to 400 dollars. Closing costs generally range from 2 to 5 percent of the loan total. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Eau Claire do?
A home equity loan specialist helps you understand loan options like home equity loans and HELOCs. They review your financial situation and property value to recommend suitable products. They also ensure compliance with Wisconsin lending regulations.
What are the requirements for a home equity loan in Wisconsin?
Lenders typically require a credit score of at least 620 and a loan-to-value ratio of 80 percent or lower. Wisconsin law does not set a maximum interest rate but requires clear disclosure of terms under the Wisconsin Consumer Act. You must also have sufficient equity in your home.

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