Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 home equity loan specialists in Virginia Beach, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Virginia Beach
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452
(757) 213-1660
atlanticbay.com
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
(757) 498-7400
tidewatermortgage.com
Veterans United Home Loans of Hampton Roads
564 Lynnhaven Pkwy, Virginia Beach, VA 23452
(757) 340-0013
hamptonroads.veteransunited.com
Southern Trust Mortgage, LLC
295 Bendix Rd #400, Virginia Beach, VA 23452
(757) 518-0700
southerntrust.com
Atlantic Coast Mortgage - Virginia Beach
932 Laskin Rd Suite 100, Virginia Beach, VA 23451
(757) 364-0328
atlanticcoastmortgage.com
VA Choice Home Mortgage Inc.
2020 General Booth Blvd #200, Virginia Beach, VA 23454
(757) 739-5019
vachoicemortgage.com
PrimeLending, A PlainsCapital Company - Virginia Beach
780 Lynnhaven Pkwy Suite 375, Virginia Beach, VA 23452
(757) 368-6770
lo.primelending.com
Homespire Mortgage
780 Lynnhaven Pkwy Suite 411, Virginia Beach, VA 23452
(757) 343-5046
homespiremortgage.com
Atlantic Mortgage & Funding
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454
(866) 721-6084
atlanticmortgage.net
Steve Holland VA Home Loans & Mortgage Lender
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
(757) 831-9930
ovmfinancial.com
VA Wholesale Mortgage
4099 Foxwood Dr #108, Virginia Beach, VA 23462
(800) 244-4132
vawholesalemtg.com
Jonathan Locklear Mortgage VA Home Loan Specialist
575 Lynnhaven Pkwy Suite 101, Virginia Beach, VA 23452
(757) 374-3390
movement.com
Arbor Home Loans | Virginia Beach
1206 Laskin Rd # 110, Virginia Beach, VA 23451
(757) 620-8362
arborhl.com
Fairway Independent Mortgage Corporation
562 Lynnhaven Pkwy, Virginia Beach, VA 23452
(757) 995-1603
fairwayindependentmc.com
Embrace Home Loans - Virginia Beach, VA
5589 Greenwich Rd STE 150, Virginia Beach, VA 23462
(757) 528-4663
embracehomeloans.com
Tidewater Home Funding
1369 Laskin Rd # 5, Virginia Beach, VA 23451
(757) 395-4400
tidewaterhomefunding.com
Joe DiCenzo | Mortgage Loan Originator
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
(757) 237-1708
joedicenzomortgage.com
Karen Rayfield - Mutual of Omaha Mortgage
4445 Corporation Ln # 238, Virginia Beach, VA 23462
(757) 287-3331
mutualreverse.com
What Does a Home Equity Loan Specialist in Virginia Beach Cost?
Typical costs for a home equity loan specialist in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees ranging from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan value. Some lenders may also charge annual fees or early repayment penalties. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Virginia Beach?
A specialist helps you understand your home equity borrowing options, including loan terms and interest rates. They assist with paperwork and ensure compliance with Virginia lending laws. They do not provide legal advice but can connect you with a real estate attorney if needed.
What are the requirements for a home equity loan in Virginia?
In Virginia, you generally need at least 15 to 20 percent equity in your home. Lenders also check your credit score, debt-to-income ratio, and proof of income. Specific requirements vary by lender and loan type.
Are there any Virginia-specific laws for home equity loans?
Yes, Virginia law requires lenders to provide a Truth in Lending Act disclosure and a right of rescission period of three business days. The Virginia Consumer Protection Act also prohibits unfair lending practices. Always review your loan documents carefully.
Home Equity Loan Specialists in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Dumfries · Fairfax · Falls Church