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Home Equity Loan Specialists in Dumfries, VA

Compare home equity loan specialists in Dumfries. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Dumfries, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 2 home equity loan specialists in Dumfries, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Coast Mortgage - Prince William
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
(703) 774-3284 atlanticcoastmortgage.com
Chris Dudenhefer
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
(540) 656-7255

A home equity loan specialist in Dumfries, Virginia helps homeowners access the equity in their property for major expenses or debt consolidation. Virginia law requires lenders to follow specific disclosure rules under the Virginia Consumer Protection Act. Specialists guide clients through the application process and explain how local property values in Prince William County affect loan options.

What Does a Home Equity Loan Specialist in Dumfries Cost?

Typical costs for a home equity loan specialist in Virginia include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders charge a flat fee of 1,000 to 2,500 dollars. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Dumfries?
A home equity loan specialist is a professional who helps homeowners apply for loans using their home equity as collateral. In Virginia, these specialists must comply with state licensing requirements under the Virginia State Corporation Commission.
How does Virginia law affect home equity loans?
Virginia law limits the total loan amount to 100 percent of the home value for most loans. Lenders must also provide a Truth in Lending disclosure within three business days of application. Specialists can explain these rules to borrowers.

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