Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 19 home equity loan specialists in Fredericksburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Hine & Taylor Mortgage Team- Scott Hine and Jordan Taylor at Fairway Independent Mortgage Corp.
3006 Lafayette Blvd, Fredericksburg, VA 22408
(540) 858-5626
fairway.com
Embrace Home Loans - Fredericksburg, VA
1671 Emancipation Hwy #205, Fredericksburg, VA 22401
(800) 333-3004
embracehomeloans.com
Mac Church - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(540) 455-3898
atlanticcoastmortgage.com
Chad Hallett, Movement Mortgage
510 Princess Anne St Suite 201, Fredericksburg, VA 22401
(716) 720-0698
lo.movement.com
Union Home Mortgage - Fredericksburg
606 William St, Fredericksburg, VA 22401
(540) 842-1484
uhm.com
Atlantic Coast Mortgage - Fredericksburg
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(571) 366-4533
atlanticcoastmortgage.com
Nationwide Mortgage Bankers NMLS#819382
2050 Gordon W. Shelton Blvd Suite 101, Fredericksburg, VA 22401
(540) 373-9800
nmbnow.com
Heather Frye | The Frye Lending Team
611 Caroline St, Fredericksburg, VA 22401
(540) 923-2891
newamericanfunding.com
Adam Stempin, Mortgage Broker
2093 Emancipation Hwy, Fredericksburg, VA 22401
(540) 272-5927
adamstempinmortgage.com
C&F Mortgage Corp
1320 Central Park Blvd STE 201, Fredericksburg, VA 22401
(540) 548-8855
cfmortgagecorp.com
Peyton Lending Team NMLS 2037473 l Summit Funding, Inc
611 Caroline St, Fredericksburg, VA 22401
(540) 538-4264
summitfunding.net
Philip King - Ameris Bank Mortgage
520 William St Suite F, Fredericksburg, VA 22401
(540) 785-3333
bankers.amerisbank.com
Mac Church - Loan Originator for Home Mortgages
1420 Central Park Blvd #101, Fredericksburg, VA 22401
(540) 455-3898
macchurchhomeloans.com
New Dominion Financial, LLC
2093 Jefferson Davis Hwy, Fredericksburg, VA 22401
(540) 373-8100
newdominionfinancial.com
Ameris Bank Mortgage Office
520 William St Suite F, Fredericksburg, VA 22401
(770) 578-3600
amerisbank.com
Peoples Mortgage Company- Fredericksburg
1955 Emancipation Hwy suite 120, Fredericksburg, VA 22401
(703) 895-5214
What Does a Home Equity Loan Specialist in Fredericksburg Cost?
Typical costs for a home equity loan in Virginia include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of $300 to $600, and closing costs of $500 to $2,000. Some lenders charge annual fees for home equity lines of credit. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Fredericksburg?
A home equity loan specialist assists homeowners in applying for loans secured by their property. They explain loan terms, help gather documents, and coordinate with lenders and title companies. In Virginia, they must comply with state licensing requirements under the Virginia State Corporation Commission.
What are the eligibility requirements for a home equity loan in Virginia?
Most lenders require at least 20 percent equity in your home, a credit score of 620 or higher, and a debt-to-income ratio below 43 percent. Virginia law does not set specific equity minimums, but lenders follow federal guidelines. Proof of income and property appraisal are also needed.
Home Equity Loan Specialists in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Dumfries · Fairfax · Falls Church