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Find Home Equity Loan Specialists in Portsmouth, VA

Directory of home equity loan specialists in Portsmouth, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Portsmouth, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 2 home equity loan specialists in Portsmouth, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
5 Star Car Title Loans
3615 High St, Portsmouth, VA 23707
(757) 300-0711 5starloans.com
Atlas Credit Company
2286 Airline Blvd B, Portsmouth, VA 23701
(757) 637-0707 atlascredit.com

A home equity loan specialist in Portsmouth Virginia can help you access the equity in your home for major expenses or debt consolidation. Virginia law requires lenders to follow specific disclosure rules under the Virginia Consumer Protection Act. Local specialists understand the Portsmouth real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Portsmouth Cost?

Typical costs for a home equity loan specialist in Virginia include an origination fee of 0.5% to 1.5% of the loan amount, appraisal fees of $300 to $600, and title search fees of $150 to $400. Closing costs generally range from 2% to 5% of the loan value. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Portsmouth?
A home equity loan specialist is a professional who helps homeowners in Portsmouth Virginia apply for loans using their home equity as collateral. They assist with paperwork, explain Virginia lending laws, and connect you with local lenders.
What Virginia laws apply to home equity loans?
Virginia Code Section 6.2-300 series governs home equity lending. Lenders must provide a Truth in Lending disclosure and a right of rescission period of three business days. Specialists must follow these rules to protect borrowers.

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