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Home Equity Loan Specialists in Woods Cross, UT

Compare home equity loan specialists in Woods Cross. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Woods Cross, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 2 home equity loan specialists in Woods Cross, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Utah First Credit Union
1520 S 500 W, Woods Cross, UT 84010
(801) 320-2600 utahfirst.com
Money 4 You Loans
512 W 750 S, Woods Cross, UT 84010
(801) 298-0935 money4youloans.com

A home equity loan specialist in Woods Cross Utah helps homeowners access the equity in their property for major expenses or debt consolidation. Utah law requires lenders to follow specific disclosure rules under the Utah Consumer Credit Code. Local specialists understand Davis County property values and can guide you through the application process.

What Does a Home Equity Loan Specialist in Woods Cross Cost?

Typical costs for a home equity loan specialist in Utah include an origination fee of 0.5 to 1.5 percent of the loan amount, plus appraisal fees of $400 to $700. Closing costs generally range from $2,000 to $5,000. These fees vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Woods Cross do?
A home equity loan specialist in Woods Cross helps you apply for a loan using your home equity as collateral. They review your financial situation, explain Utah lending laws, and assist with paperwork. They do not provide legal advice but can connect you with resources.
What are the Utah specific rules for home equity loans?
Utah law allows home equity loans up to 80 percent of the property value in most cases. Lenders must provide a Truth in Lending disclosure within three business days. The Utah Consumer Credit Code also limits prepayment penalties on certain loans.

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