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Compare Home Equity Loan Specialists in Honeyville, UT

Compare home equity loan specialists in Honeyville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Honeyville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 2 home equity loan specialists in Honeyville, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kathie Thompson Home Loans
7720 N Hwy 38, Honeyville, UT 84314
(801) 589-9060
Amy Valencia
2610 W 7100 N, Honeyville, UT 84314
(435) 230-2458 apply.city1st.com

A home equity loan specialist in Honeyville, Utah helps homeowners access the equity in their property through a second mortgage or home equity line of credit. Utah law limits home equity loan interest rates and requires clear disclosure of terms under the Utah Consumer Credit Code. Specialists in Honeyville can guide you through local property valuation and lien priority rules.

What Does a Home Equity Loan Specialist in Honeyville Cost?

Typical costs for a home equity loan specialist in Utah include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders charge annual fees for HELOCs. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Honeyville?
A home equity loan specialist evaluates your property value and income to determine loan options. They help you apply for a home equity loan or HELOC and ensure compliance with Utah lending laws.
What are the requirements for a home equity loan in Utah?
Utah requires borrowers to have at least 15 to 20 percent equity in their home. Lenders also check credit scores, debt-to-income ratios, and property appraisals. Utah law does not cap loan amounts but requires full disclosure of fees.
How long does it take to get a home equity loan in Honeyville?
The process typically takes 2 to 6 weeks from application to funding. Utah law mandates a three-day rescission period after signing for most home equity loans, which adds time.

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