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Find Home Equity Loan Specialists in Toquerville, UT

Directory of home equity loan specialists in Toquerville, Utah. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Toquerville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 2 home equity loan specialists in Toquerville, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Hayden Mills
182 Cottonwood Dr, Toquerville, UT 84774
(770) 881-0807 branches.guildmortgage.com
Guild Mortgage Company
182 Cottonwood Dr, Toquerville, UT 84774
(435) 773-4164 branches.guildmortgage.com

Home equity loan specialists in Toquerville Utah help homeowners access the equity in their property. Utah law requires lenders to follow specific disclosure rules under the Utah Consumer Credit Code. A specialist can guide you through the application process and explain local lending options.

What Does a Home Equity Loan Specialist in Toquerville Cost?

Typical costs for a home equity loan specialist in Utah include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs total between 2 and 5 percent of the loan value. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Toquerville do?
A home equity loan specialist helps you apply for a loan using your homes equity as collateral. They review your financial situation, explain loan terms, and assist with paperwork. In Utah, they must comply with state licensing requirements under the Utah Department of Financial Institutions.
How much equity do I need for a home equity loan in Utah?
Most lenders in Utah require at least 15 to 20 percent equity in your home. The exact amount depends on your credit score and loan type. A specialist can calculate your loan-to-value ratio to determine eligibility.

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