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Home Equity Loan Specialists in Spanish Fork, UT

Browse home equity loan specialists serving Spanish Fork, Utah. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Spanish Fork, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 17 home equity loan specialists in Spanish Fork, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
67 E 1000 N, Spanish Fork, UT 84660
(801) 794-9299 lendnation.com
UCCU - Spanish Fork Branch
810 N Main St, Spanish Fork, UT 84660
(800) 453-8188 uccu.com
Deseret First Credit Union - Spanish Fork: 1137 N Canyon Creek Pkwy
1137 N Cyn Crk Pkwy, Spanish Fork, UT 84660
(801) 794-7000 dfcu.com
Planet Home Lending - Maralee Jensen NMLS#218299
765 N Main St 2nd floor, Spanish Fork, UT 84660
(801) 881-2522 planethomelending.com
Security Finance
656 N 800 E, Spanish Fork, UT 84660
(801) 794-0760 securityfinance.com
Check City
926 N 700 E, Spanish Fork, UT 84660
(801) 210-2070 checkcity.com
Guild Mortgage - Brad Mabey
65 W 200 N #3, Spanish Fork, UT 84660
(801) 477-0077 branches.guildmortgage.com
Equity Real Estate - Advisors
835 N 700 E Suite B, Spanish Fork, UT 84660
(801) 609-1187 advisors.equity.us
Josh Duke, Mortgage Broker - Remarkable Home Loans
62 E 800 N, Spanish Fork, UT 84660
(801) 885-9907 utahcountymortgage.com
Brian Langford - Remarkable Home Loans
62 E 800 N Suite 205, Spanish Fork, UT 84660
(801) 722-9516 remarkablehomeloans.com
Guild Mortgage - Meagan Thacker
65 W 200 N Basement #3, Spanish Fork, UT 84660
(435) 401-4115 branches.guildmortgage.com
Scott Crandall - Equity Real Estate
622 N 900 E #3, Spanish Fork, UT 84660
(801) 794-5400
Guild Mortgage - Bobbi Hansen
65 W 200 N #3, Spanish Fork, UT 84660
(801) 860-8400 branches.guildmortgage.com
EQUITY REAL ESTATE (UTAH)
648 N 900 E STE 10, Spanish Fork, UT 84660
(801) 794-7777
Planet Home Lending, LLC - Spanish Fork
765 N Main St 2nd floor, Spanish Fork, UT 84660
(801) 881-2522 planethomelending.com
Guild Mortgage Company
65 W 200 N #3, Spanish Fork, UT 84660
(801) 477-0077 branches.guildmortgage.com
Rebecca Adams
65 W 200 N 3 Basement, Spanish Fork, UT 84660
(801) 432-5131

A home equity loan specialist in Spanish Fork Utah helps homeowners access the equity in their property. Utah law allows lenders to place a second mortgage on your home with specific disclosure requirements under the Utah Residential Mortgage Practices Act. These specialists guide you through loan options including fixed rate home equity loans and home equity lines of credit.

What Does a Home Equity Loan Specialist in Spanish Fork Cost?

Typical costs for a home equity loan specialist in Utah include an origination fee of 0.5 to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars and closing costs can total 500 to 1500 dollars. Some lenders may also charge a document preparation fee of 100 to 300 dollars. Costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Spanish Fork Utah?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your credit income and property value to find suitable loan products. In Utah they must follow state licensing rules under the Utah Department of Financial Institutions.
How much home equity do I need to qualify in Utah?
Most Utah lenders require you to have at least 15 to 20 percent equity in your home. This means your loan balance cannot exceed 80 to 85 percent of your homes appraised value. Some lenders may offer higher loan to value ratios but with stricter terms.

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