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Compare Home Equity Loan Specialists in Fargo, ND

Compare home equity loan specialists in Fargo. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Dakota before hiring.
Showing 16 home equity loan specialists in Fargo, ND Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gate City Bank
3909 13th Ave S, Fargo, ND 58103
(701) 293-2477 gatecity.bank
Valley Mortgage Inc
3315 45th St S Suite 200, Fargo, ND 58104
(701) 461-8450 valleymortgageinc.com
First Class Mortgage
2300 13th Ave S, Fargo, ND 58103
(701) 356-9898 firstclasscorp.com
Compass Home Loans
1630 1st Ave N Suite B, Fargo, ND 58102
(701) 969-4546 compasshl.us
Imagine Home Lending
5153 44th St S, Fargo, ND 58104
(701) 639-2285 imaginehomelending.com
Kristin Sevald - Valley Mortgage, Inc.
3315 45th St S Suite 200, Fargo, ND 58104
(701) 371-7723 valleymortgageinc.com
Bell Bank Mortgage, Irena Johnson
3100 13th Ave S, Fargo, ND 58103
(701) 298-1604 bell.bank
Bell Bank Mortgage, Heidi Ihry
520 Main Ave, Fargo, ND 58103
(701) 298-1533 bell.bank
Dakota Business Lending
5630 36th Ave S, Fargo, ND 58104
(701) 293-8892 dakotabusinesslending.com
Kevin Lau, Mortgage and Construction Loan Officer
4201 45th St S, Fargo, ND 58104
(701) 499-6318 westernbanksmortgage.mymortgage-online.com
Gate City Bank
3800 51st Ave S, Fargo, ND 58104
(701) 551-5640 gatecity.bank
Money Lenders
3402 13th Ave S, Fargo, ND 58103
(701) 232-0287 paydayexpresscash.com
Gate City Bank
In Hornbacher's, 4101 13th Ave S, Fargo, ND 58103
(701) 293-2478 gatecity.bank
Gate City Bank
In Hornbacher's, 4151 45th St S, Fargo, ND 58104
(701) 293-2525 gatecity.bank
Gate City Bank
1501 University Dr S, Fargo, ND 58103
(701) 298-2832 gatecity.bank
Republic First Funding
3523 45th St S Suite 100-102, Fargo, ND 58104
(877) 452-9126 republicfirstfunding.com

A home equity loan specialist in Fargo, North Dakota helps homeowners access the equity in their property for renovations, debt consolidation, or other needs. North Dakota law requires lenders to follow specific disclosure rules under ND Century Code Chapter 13-04. Specialists guide you through the application process, explain local property valuation methods, and ensure compliance with state regulations.

What Does a Home Equity Loan Specialist in Fargo Cost?

Typical costs for a home equity loan specialist in Fargo range from 2 to 5 percent of the loan amount, including origination fees, appraisal fees, and closing costs. For a 50000 dollar loan, fees may be 1000 to 2500 dollars. Some lenders also charge a flat fee of 500 to 1000 dollars. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Fargo?
A home equity loan specialist is a professional who helps Fargo homeowners apply for loans using their home equity as collateral. They explain terms, interest rates, and repayment options based on North Dakota lending laws.
How much equity do I need for a home equity loan in North Dakota?
Most lenders in North Dakota require at least 15 to 20 percent equity in your home. Your specialist can help you calculate your current equity based on a recent appraisal or county tax assessment.

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