Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Dakota before hiring.
Showing 20 home equity loan specialists in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assure Home Mortgage - NMLS - #2106984 Tanya Decker
1120 College Dr, Bismarck, ND 58501
(701) 220-3954
assurehomemortgage.com
Tanya Long - Mortgage Broker at Mountain State Financial Group NMLS 1634834
1600 E Interstate Ave Suite 4A, Bismarck, ND 58503
(701) 471-1687
tanyalongmsfg.clickarvig.com
Travis Lang - Mortgage Lender | Barrett Financial Group, LLC.
114 N 4th St, Bismarck, ND 58501
(701) 226-4651
travislangteam.com
Dynamic Mortgage Group
921 S 9th St Ste 108, Bismarck, ND 58504
(701) 751-0932
dynamicmortgagegroup.com
Tracy Roberts - Mortgage Lender - MSFG Home Loans
1600 E Interstate Ave Suite 4, Bismarck, ND 58503
(701) 934-0636
tracyrobertshomeloans.com
Presidential Bank Mortgage
103 N 5th St, Bismarck, ND 58501
(701) 456-5626
presidentialbankmortgage.com
Fairway Independent Mortgage Corporation
1142 W Turnpike Ave Suite 4, Bismarck, ND 58501
(701) 429-1181
fairwayindependentmc.com
Mountain State Financial Group
1600 E Interstate Ave Suite 4, Bismarck, ND 58503
(701) 955-0597
msfg.us
Mike Kneeland - Benchmark Mortgage
120 N 3rd St Suite 240, Bismarck, ND 58501
(701) 202-1539
mikekneeland.myhomehq.biz
What Does a Home Equity Loan Specialist in Bismarck Cost?
Typical costs for a home equity loan specialist in North Dakota include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may also charge a document preparation fee of 100 to 300 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Bismarck?
A home equity loan specialist is a licensed mortgage professional who helps Bismarck homeowners apply for a loan using their home equity as collateral. They guide you through the application process, explain North Dakota lending laws, and connect you with local lenders.
What are North Dakota rules for home equity loans?
North Dakota follows federal truth-in-lending laws and requires lenders to provide a clear disclosure of interest rates and fees. The state also limits prepayment penalties on loans under 100,000 dollars. Lenders must be licensed through the North Dakota Department of Financial Institutions.
How much equity do I need for a home equity loan in Bismarck?
Most lenders in North Dakota require you to keep at least 20 percent equity in your home after the loan. This means your loan-to-value ratio cannot exceed 80 percent. Your specialist can help you calculate your available equity based on your propertys current market value.
Home Equity Loan Specialists in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston