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Find Home Equity Loan Specialists in Wayne, NJ

Browse home equity loan specialists serving Wayne, New Jersey. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Wayne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 5 home equity loan specialists in Wayne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trinity Lending Company
1501 Hamburg Tpke Suite 303, Wayne, NJ 07470
(973) 453-5692 tlc-loans.com
Luis De La Hoz
1455 Valley Rd, Wayne, NJ 07470
(732) 763-8293 locations.valley.com
First Laridian Mortgage Company Inc NMLS #37862
577 Paterson Hamburg Turnpike, Wayne, NJ 07470
(973) 942-9004 flmmortgage.com
First Laridian Mortgage Company Inc NMLS #37862
577 Paterson Hamburg Turnpike, Wayne, NJ 07470
(973) 942-9004 flmmortgage.com
Sofi Cordero
1455 Valley Rd, Wayne, NJ 07470
(201) 428-8052 locations.valley.com

A home equity loan specialist in Wayne, New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Home Ownership Security Act. This directory connects you with professionals who understand local lending practices and Wayne real estate values.

What Does a Home Equity Loan Specialist in Wayne Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 800 dollars, and closing costs of 2 to 5 percent of the loan. Some lenders also charge application or processing fees. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Wayne do?
A specialist guides you through the process of borrowing against your home equity. They help with application, documentation, and understanding New Jersey lending laws. They also explain loan terms and repayment options.
What are the requirements for a home equity loan in New Jersey?
You generally need at least 20 percent equity in your home, a good credit score, and stable income. New Jersey law also requires lenders to provide a Truth in Lending disclosure and a right of rescission period of three business days.
How long does it take to get a home equity loan in Wayne?
The process usually takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and compliance with New Jersey state regulations. Delays can occur if additional documentation is needed.

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