Skip to main content

Find Home Equity Loan Specialists Near You in Bloomfield, NJ

Compare home equity loan specialists in Bloomfield. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Bloomfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 home equity loan specialists in Bloomfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aceland Mortgage LLC
16 Orange St # 101, Bloomfield, NJ 07003
(973) 833-5288 acelandmortgage.com
Reverse Mortgage Funding LLC - Matt Allen
1455 Broad St 2nd floor, Bloomfield, NJ 07003
(541) 897-4464 oregoncoastreverse.com
Absolute Home Mortgage Corporation
400 Broadacres Dr suite 180, Bloomfield, NJ 07003
(973) 237-9002 bloomfield.ahmcloans.com

A home equity loan specialist in Bloomfield, New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Fraud Act. Local specialists can guide you through the application process and explain state-specific requirements such as interest rate limits and repayment terms.

What Does a Home Equity Loan Specialist in Bloomfield Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may charge a flat fee of 1,000 to 2,000 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Bloomfield do?
A home equity loan specialist helps you understand your borrowing options based on your home value and credit profile. They assist with paperwork, explain New Jersey lending laws, and connect you with lenders. They do not provide legal advice but can clarify loan terms and conditions.
What are the New Jersey requirements for a home equity loan?
In New Jersey, lenders must follow the New Jersey Home Ownership Security Act. This includes limits on prepayment penalties and a three-day right of rescission after closing. The maximum loan-to-value ratio is typically 80 percent, though some lenders may allow higher ratios.

Home Equity Loan Specialists in Other New Jersey Cities