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Home Equity Loan Specialists in Sea Girt, NJ

Browse home equity loan specialists serving Sea Girt, New Jersey. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Sea Girt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 8 home equity loan specialists in Sea Girt, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 359-7800 firstequityfundingllc.com
Mutual of Omaha Reverse Mortgage
2150 NJ-35 Suite 28, Sea Girt, NJ 08750
(908) 618-1458
First Equity Homes
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
(732) 258-0802 firstequityhomes.com

A home equity loan specialist in Sea Girt, New Jersey helps homeowners access the equity in their property. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Protection Act. These specialists guide you through the application process and explain local property value trends in Monmouth County.

What Does a Home Equity Loan Specialist in Sea Girt Cost?

Typical costs for a home equity loan specialist in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 300 to 600 dollars, and closing costs ranging from 2 to 5 percent of the loan. Some lenders charge a flat fee of 500 to 1,000 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Sea Girt?
A specialist helps you understand loan options, gather documents, and submit applications to lenders. They also explain New Jersey laws like the right to rescind within three business days under federal truth in lending rules.
How much equity do I need for a home equity loan in New Jersey?
Most lenders require at least 15 to 20 percent equity in your home. Your loan to value ratio must stay under 80 to 85 percent, depending on the lender and your credit score.
Are there specific New Jersey rules for home equity loans?
Yes. New Jersey requires lenders to provide a good faith estimate of costs and a written disclosure of the annual percentage rate. The state also limits prepayment penalties under certain conditions.

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