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Find Home Equity Loan Specialists Near You in Elmwood Park, NJ

Compare home equity loan specialists in Elmwood Park. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Elmwood Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 home equity loan specialists in Elmwood Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
475 Market St Ste 125, Elmwood Park, NJ 07407
(201) 796-9333 onemainfinancial.com
Spencer Savings Bank - Corporate HQ
611 River Dr #3, Elmwood Park, NJ 07407
(800) 363-8115 spencersavings.com
Spencer Savings Bank
680 River Dr, Elmwood Park, NJ 07407
(201) 791-3192 spencersavings.com
UNMB Home Loans Inc.
630 Mola Blvd #201, Elmwood Park, NJ 07407
(201) 368-1200 unmb.com

What Does a Home Equity Loan Specialist in Elmwood Park Cost?

Typical costs for a home equity loan specialist in New Jersey include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees from 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. Some specialists charge a flat fee of 500 to 1,500 dollars. Costs vary by loan size and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Elmwood Park?
A specialist helps homeowners evaluate loan options, complete applications, and understand terms. They guide you through the process and ensure compliance with New Jersey lending laws.
How much equity do I need for a home equity loan in New Jersey?
Most lenders require at least 15 to 20 percent equity in your home. New Jersey law does not set a minimum equity amount, but lender requirements vary.

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