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Find Home Equity Loan Specialists in Columbus, MS

Browse home equity loan specialists serving Columbus, Mississippi. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Columbus, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 8 home equity loan specialists in Columbus, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
2203 Hwy 45 N, Columbus, MS 39705
(662) 245-5240 titlemax.com
Mississippi Title Loans, Inc.
1915 Hwy 45 N, Columbus, MS 39701
(662) 327-7999 mississippititleloansinc.com
1st Franklin Financial
3189 Hwy 45 N Suite E, Columbus, MS 39705
(662) 328-2200 1ffc.com
Tower Loan
1920 11 Hwy 45 N, Columbus, MS 39705
(662) 240-1352 towerloan.com
Republic Finance
1833 Hwy 45 N, Columbus, MS 39705
(662) 328-2320 locations.republicfinance.com
Heights Finance
513 18th Ave N #3, Columbus, MS 39705
(662) 570-1032 heightsfinance.com
NiceLoans!
105 Alabama St A, Columbus, MS 39702
(662) 329-8870 niceloans.com
Fidelity National Loans
507 18th Ave N # 5, Columbus, MS 39705
(662) 243-1223 fidelitynationalloans.com

A home equity loan specialist in Columbus, Mississippi helps homeowners access the equity in their property for major expenses or debt consolidation. Mississippi law requires lenders to follow specific disclosure rules under the Mississippi Home Equity Protection Act. Specialists in Columbus guide clients through application, appraisal, and closing processes while ensuring compliance with state regulations.

What Does a Home Equity Loan Specialist in Columbus Cost?

Typical costs for a home equity loan specialist in Mississippi include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and title search fees of 150 to 400 dollars. Closing costs generally total 2 to 5 percent of the loan. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the maximum loan-to-value ratio for a home equity loan in Mississippi?
In Mississippi, most lenders allow a combined loan-to-value ratio of up to 80 percent for a first mortgage and home equity loan. This means your total debt on the home cannot exceed 80 percent of its appraised value. Check with your specialist for exact limits based on your credit and property.
How long does it take to get a home equity loan in Columbus Mississippi?
The process typically takes 30 to 45 days from application to funding. This includes appraisal, underwriting, and closing. Mississippi law does not set a specific time limit, but lenders must provide a Truth in Lending disclosure within three business days of application.

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