Skip to main content

Home Equity Loan Specialists in Byram, MS

Looking for a home equity loan specialist in Byram? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Byram, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 4 home equity loan specialists in Byram, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Choice Financial
5795 Terry Rd Ste 311, Byram, MS 39272
(601) 373-6115 ccfi.com
Regional Homes
5551 I-55, Byram, MS 39272
(601) 373-4453 regionalhomesbyram.com
Tower Loan
28 Holiday Rambler Ln, Byram, MS 39272
(601) 346-5524 towerloan.com
OneMain Financial
7282 S Siwell Rd ste d, Byram, MS 39272
(601) 824-1101 onemainfinancial.com

A home equity loan specialist in Byram Mississippi helps homeowners access the equity in their property. Mississippi law allows home equity loans up to 80 percent of the appraised value for most properties. These specialists guide clients through the application process and explain state-specific regulations including the Mississippi Homeowners Equity Protection Act.

What Does a Home Equity Loan Specialist in Byram Cost?

Typical costs for a home equity loan specialist in Mississippi include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Title search and insurance can cost 200 to 500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the maximum loan-to-value ratio for a home equity loan in Mississippi?
In Mississippi the maximum loan-to-value ratio for a home equity loan is typically 80 percent of the appraised value. This limit is set by state law and lender policies. Some lenders may offer lower ratios depending on your credit score and property type.
Are there any specific Mississippi laws that affect home equity loans?
Yes Mississippi has the Mississippi Homeowners Equity Protection Act which requires lenders to provide clear disclosures about fees and interest rates. The law also limits prepayment penalties and prohibits certain abusive lending practices. Borrowers have a three-day right to cancel after signing.

Home Equity Loan Specialists in Other Mississippi Cities