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Find Home Equity Loan Specialists in Carmel, IN

Looking for a home equity loan specialist in Carmel? Review the directory below to compare your options.

15 agents listed
Updated June 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 15 home equity loan specialists in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
(800) 304-1925 totalqualitylending.com
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 819-3935 chadfallis.com
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
(317) 643-4649 lennarmortgage.com
Mack Howell - First Community Mortgage - NMLS ID 362121
600 E Carmel Dr #124, Carmel, IN 46032
(317) 372-3653 mackhowellmortgage.com
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
(317) 853-2670 ruoff.com
Equity Management
13295 Illinois St Suite #325, Carmel, IN 46032
(317) 575-1990 emshomes.com
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
(317) 650-8547 verifiedmortgage.com
OneMain Financial
11611 N Meridian St #420, Carmel, IN 46032
(317) 706-1201 onemainfinancial.com
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
(317) 660-5780 brokeredratemortgage.com
First Community Mortgage - Carmel, IN
600 E Carmel Dr #124, Carmel, IN 46032
(800) 464-8626 firstcommunitymortgage.com
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 846-1250 mycrosscountryhome.com
Milestone Home Lending
236 E Carmel Dr, Carmel, IN 46032
(317) 517-2068 milestonehl.com
Current Mortgage - Central Indiana
200 S Rangeline Rd #129, Carmel, IN 46032
(317) 495-8042 currentmortgage.ai
Rate
252 W Main St, Carmel, IN 46032
(317) 245-4500 rate.com
Rock Planck at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 660-1739 crosscountrymortgage.com

A home equity loan specialist in Carmel Indiana can help you access the equity in your home through a lump sum loan or a home equity line of credit. Indiana law requires lenders to follow specific disclosure rules under the Indiana Uniform Consumer Credit Code. Working with a local specialist ensures you understand state-specific regulations and local property values.

What Does a Home Equity Loan Specialist in Carmel Cost?

Typical costs for a home equity loan specialist in Indiana include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 300 to 500 dollars, and closing costs of 2 to 5 percent of the loan. Some lenders charge annual fees for HELOCs of 50 to 100 dollars. Costs vary by lender, loan amount, and your credit profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the difference between a home equity loan and a HELOC in Indiana?
A home equity loan provides a one-time lump sum with a fixed interest rate and fixed monthly payments. A HELOC, or home equity line of credit, works like a credit card with a variable rate and allows you to draw funds as needed over a set period. Both are secured by your home.
What are Indiana requirements for home equity loan applications?
Indiana lenders typically require a credit score of at least 620, a debt-to-income ratio below 43 percent, and a loan-to-value ratio of 80 percent or less. You must also provide proof of income, property tax records, and homeowners insurance.

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