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Home Equity Loan Specialists in Bloomington, IN

Directory of home equity loan specialists in Bloomington, Indiana. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Bloomington, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 12 home equity loan specialists in Bloomington, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
1711 W 3rd St, Bloomington, IN 47404
(812) 650-7020 eagle.com
Mariner Finance
3253 W 3rd St, Bloomington, IN 47404
(812) 339-6118 locations.marinerfinance.com
Ruoff Mortgage - Bloomington
1551 S Piazza Dr, Bloomington, IN 47401
(812) 650-3800 ruoff.com
IU Credit Union
105 E Winslow Rd, Bloomington, IN 47401
(812) 855-7823 iucu.org
John La Bella - Guild Mortgage
205 N College Ave #315, Bloomington, IN 47404
(812) 334-9700 guildmortgage.com
North Point Home Loans LLC
6640 N Utt Dr, Bloomington, IN 47408
(812) 727-5212 northpointhomeloans.com
Indiana Mortgage Company Inc.
3900 S Walnut St Suite C, Bloomington, IN 47401
(812) 323-3008 indianamortgagecompany.net
Mortgage Masters Bloomington
3939 S Walnut St #3, Bloomington, IN 47401
(812) 322-2845 mortgagemastersofindiana.com
Hurlow Wealth Management Group, Inc.
3925 E Hagan St #300, Bloomington, IN 47401
(812) 333-4726 hurlowwealth.com
Old National Bank
300 E Kirkwood Ave, Bloomington, IN 47408
(812) 330-2600 locations.oldnational.com
Heights Finance
822 W 1st St ste 2, Bloomington, IN 47403
(812) 335-9919 heightsfinance.com
Home Loans & Second Mortgages Nationwide
3802 E 3rd St, Bloomington, IN 47401
(866) 783-6363

A home equity loan specialist in Bloomington Indiana helps homeowners access the equity in their property for major expenses or debt consolidation. Indiana law requires lenders to follow specific disclosure rules under the Indiana Uniform Consumer Credit Code. Local specialists understand the Bloomington real estate market and can guide you through the loan process from application to closing.

What Does a Home Equity Loan Specialist in Bloomington Cost?

Typical costs for a home equity loan specialist in Indiana include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees ranging from 400 to 700 dollars. Closing costs can total 2 to 5 percent of the loan. Some lenders charge application fees of 100 to 300 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Bloomington do?
A home equity loan specialist helps you understand your borrowing options based on your home value and credit profile. They explain loan terms interest rates and closing costs specific to Indiana lenders. They also assist with paperwork and coordinate with appraisers and title companies in Monroe County.
What are the requirements for a home equity loan in Indiana?
In Indiana you typically need at least 15 to 20 percent equity in your home a good credit score and a debt to income ratio below 43 percent. Lenders require a property appraisal and proof of income. Indiana law does not cap interest rates but requires clear disclosure of annual percentage rates and fees.

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