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Showing 8 home equity loan specialists in Kihei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Creative Financial
320 Ohukai Rd STE 413, Kihei, HI 96753
(808) 891-9292
creativefinancialhawaii.com
American Financial Network, Inc.
161 Wailea Ike Pl #105, Kihei, HI 96753
(808) 791-1007
afn-corp.com
What Does a Home Equity Loan Specialist in Kihei Cost?
Typical costs for a home equity loan specialist in Hawaii include an origination fee of 0.5% to 1.5% of the loan amount, appraisal fees of $400 to $800, and title search fees of $200 to $500. Closing costs may total 2% to 5% of the loan. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Kihei do?
A specialist helps you apply for a home equity loan or line of credit. They review your property value, credit history, and income to find suitable loan options. They also explain Hawaii specific rules, such as the required waiting periods and disclosure forms.
How long does it take to get a home equity loan in Hawaii?
The process typically takes 30 to 45 days from application to funding. Hawaii law requires a 3-day rescission period after signing, but some loans have longer rescission rights. Delays can occur if the property is on leased land, which is common in Kihei.
Are there special rules for home equity loans on leased land in Kihei?
Yes, many properties in Kihei are on leased land. Lenders may require a minimum remaining lease term, often 20 to 30 years, to approve a loan. The specialist will verify the lease agreement and advise on any restrictions from the landowner.