Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 17 home equity loan specialists in Kailua-Kona, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HFS Federal Credit Union - Kona Coast
74-5588 Palani Rd # 5, Kailua-Kona, HI 96740
(808) 930-1400
hfsfcu.org
Alena Griffey at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 936-1571
nfmlending.com
Jamaica Canas at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 443-1668
nfmlending.com
Big Island Mortgages by Doug Mallardi
76-6190 Plumeria Rd, Kailua-Kona, HI 96740
(808) 333-4341
bigislandmortgages.com
Guild Mortgage - Travis Green
75-167 Hualalai Rd Suite 101-e, Kailua-Kona, HI 96740
(808) 333-6790
branches.guildmortgage.com
Mana Canon at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 315-0065
nfmlending.com
Guild Mortgage - Len Pagan
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 275-6898
branches.guildmortgage.com
Guild Mortgage - Christina Alves
75-167F Hualalai Rd Suite 101 O-8, Kailua-Kona, HI 96740
(808) 896-3208
branches.guildmortgage.com
OneMain Financial
75-5660 Kopiko St Ste D-2, Kailua-Kona, HI 96740
(808) 331-2484
onemainfinancial.com
Big Island Lending Group
75-5929 Ali‘i Dr, Kailua-Kona, HI 96740
(808) 327-1969
bigislandlending.com
Herbert Mortgage Team powered by Apex Home Mortgage
75-5737 Kuakini Hwy #104b, Kailua-Kona, HI 96740
(808) 747-6152
herbertmortgage.com
Guild Mortgage - Kawai Hooper
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 936-7493
branches.guildmortgage.com
Premier Mortgage Resources Kailua Kona
75-5591 Palani Rd #3002, Kailua-Kona, HI 96740
(808) 938-4664
pmrloans.com
What Does a Home Equity Loan Specialist in Kailua-Kona Cost?
Typical costs for a home equity loan specialist in Hawaii include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 800 dollars for Kailua-Kona properties. Closing costs can total 2 to 5 percent of the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Kailua-Kona do?
A specialist helps you apply for a loan using your home equity as collateral. They review your property value income and credit. They also explain Hawaii specific regulations like the state required cooling off period for certain loans.
How long does the home equity loan process take in Hawaii?
The process typically takes 30 to 45 days in Hawaii. This includes appraisal underwriting and a mandatory three day rescission period after signing. Delays can occur if your property is in a lava zone or has unique title issues.
What are the requirements for a home equity loan in Kailua-Kona?
You need at least 20 percent equity in your home a good credit score and proof of income. Hawaii lenders also require a recent property appraisal and title search. Some lenders may have additional requirements for properties in flood zones.