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Compare Home Equity Loan Specialists in Upland, CA

Directory of home equity loan specialists in Upland, California. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Upland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 home equity loan specialists in Upland, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
(909) 985-0088 fullcirclehomeloans.com
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
(909) 985-0088 fullcirclehomeloans.com
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
(909) 985-0088 fullcirclehomeloans.com
TDR Mortgage - Teresa Tims
188 D St, Upland, CA 91786
(909) 920-3500 tdrmortgage.com
House of Loans
388 E Foothill Blvd, Upland, CA 91786
(949) 291-3570
House of Loans
388 E Foothill Blvd, Upland, CA 91786
(949) 291-3570
ClosingMark Home Loans
1223 W Foothill Blvd, Upland, CA 91786
(909) 946-0897 rate.com
ALLIED EQUITY
400 N Mountain Ave #223, Upland, CA 91786
(909) 932-9226 alliedequity.com
Spinnaker Loans
123 E 9th St #301, Upland, CA 91786
(909) 563-8612 spinnakerloans.com
ALLIED EQUITY
400 N Mountain Ave #223, Upland, CA 91786
(909) 932-9226 alliedequity.com
Axos Lending
164 N 2nd Ave, Upland, CA 91786
(877) 890-2967 axoslending.com
Good Life Lending
555 N Benson Ave, Upland, CA 91786
(626) 681-3844 goodlifelendingca.com
Rate
1223 W Foothill Blvd, Upland, CA 91786
(909) 786-0033 rate.com
Happy Investments, Inc. Upland CA
1232 E 13th St #102, Upland, CA 91786
(909) 377-4794 happyinvestmentsinc.com

A home equity loan specialist in Upland, California helps homeowners access the equity in their property for major expenses like home improvements or debt consolidation. California law requires lenders to follow strict regulations under the Home Equity Line of Credit (HELOC) rules and the California Finance Lenders Law. Specialists guide clients through the application process, appraisal requirements, and closing procedures specific to San Bernardino County.

What Does a Home Equity Loan Specialist in Upland Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title search fees of $150 to $400. Closing costs often total 2% to 5% of the loan value. For a $50,000 loan, total costs might range from $1,000 to $2,500. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Upland?
A home equity loan specialist helps you understand loan options, calculate available equity, and complete the application process. They also explain California-specific rules, such as the 3-day right of rescission for certain loans.
What are the requirements for a home equity loan in California?
You typically need at least 15-20% equity in your home, a good credit score, and proof of income. California law also requires lenders to verify your ability to repay under the Truth in Lending Act.
How long does it take to get a home equity loan in Upland?
The process usually takes 2 to 6 weeks from application to funding. California law mandates a 3-day waiting period after closing for certain loans, which can extend the timeline.

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