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Compare Home Equity Loan Specialists in Arroyo Grande, CA

Browse home equity loan specialists serving Arroyo Grande, California. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Arroyo Grande, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 home equity loan specialists in Arroyo Grande, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143
701 E Grand Ave, Arroyo Grande, CA 93420
(805) 550-4287 marinermortgage.net
EquityReach Mortgage Solutions
1303 E Grand Ave #111, Arroyo Grande, CA 93420
(805) 202-2100 equityreach.com
EquityReach Mortgage Solutions
1303 E Grand Ave #111, Arroyo Grande, CA 93420
(805) 202-2100 equityreach.com
Sure Mortgage Solutions
124 S Halcyon Rd # B, Arroyo Grande, CA 93420
(805) 489-1257 apmortgage.com
Pacific Coast Mortgage Group Inc.
136 Bridge St Suite B, Arroyo Grande, CA 93420
(805) 478-3540 sharonnevitthomeloans.com
Cilisa James - Pacific Coast Mortgage Group Inc.
136 Bridge St SUITEB, Arroyo Grande, CA 93420
(951) 445-9018
O'C Home Loans
1248 E Grand Ave Suite E, Arroyo Grande, CA 93420
(805) 459-1547 howzemortgage.com

A home equity loan specialist in Arroyo Grande can help you access the equity in your home for major expenses or debt consolidation. California law requires lenders to follow strict rules under the Home Equity Line of Credit Act and the Dodd-Frank Act. These specialists guide you through the application process and explain local property value trends in San Luis Obispo County.

What Does a Home Equity Loan Specialist in Arroyo Grande Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 300 to 600 dollars, and closing costs can total 2 to 5 percent of the loan. Some lenders may charge an annual fee for a home equity line of credit. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Arroyo Grande?
A home equity loan specialist helps homeowners understand their borrowing options, such as a home equity loan or a home equity line of credit. They review your financial situation and property value to recommend suitable loan terms. They also ensure compliance with California lending regulations.
What are the California laws for home equity loans?
California law limits the total loan amount to 80 percent of the home value for most home equity loans. Lenders must provide a Truth in Lending disclosure and a right of rescission period of three business days. The Homeowner Bill of Rights also protects against unfair foreclosure practices.

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