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Find Home Equity Loan Specialists in Thousand Oaks, CA

Browse home equity loan specialists serving Thousand Oaks, California. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Thousand Oaks, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 home equity loan specialists in Thousand Oaks, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriHome Mortgage Company, LLC (NMLS #135776)
1 Baxter Way Suite 300, Thousand Oaks, CA 91362
(888) 469-0810 amerihome.com
Anchor Loans
One Baxter Way #220, Thousand Oaks, CA 91362
(888) 719-5299 anchorloans.com
Mountain Mortgage Company: Donna Krieger-Pearson
41 Teasdale St, Thousand Oaks, CA 91360
(805) 338-3531
TrueBridge Loans
3262 E Thousand Oaks Blvd #205, Thousand Oaks, CA 91362
(805) 719-7008 truebridgeloans.com
Lowermortgage.net
100 Thousand Oaks Blvd #161, Thousand Oaks, CA 91360
(805) 402-6357 lowermortgage.net
Option Funding, Inc. - Lorraine Jones
4165 E Thousand Oaks Blvd, Thousand Oaks, CA 91362
(805) 304-3574 reverseloanmoney.com
Montecito Bank & Trust
101 N Westlake Blvd #110, Thousand Oaks, CA 91362
(805) 963-7511 montecito.bank

Home equity loan specialists in Thousand Oaks California assist homeowners in accessing the equity in their property. These professionals guide clients through the application process and ensure compliance with California state regulations including the Homeowner Bill of Rights. Local specialists understand Ventura County property values and lending practices.

What Does a Home Equity Loan Specialist in Thousand Oaks Cost?

Typical costs for a home equity loan specialist in California include origination fees of 0.5% to 1.5% of the loan amount, appraisal fees from $400 to $800, and title search fees of $150 to $400. Closing costs usually range from 2% to 5% of the loan value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Thousand Oaks?
A home equity loan specialist helps homeowners apply for loans using their home equity as collateral. They review your credit, income, and property value to find suitable lenders. In California they must follow state laws on loan disclosures and interest rate limits.
What are California laws for home equity loans?
California law limits home equity loan interest rates and requires clear disclosure of terms. The Homeowner Bill of Rights protects against predatory lending practices. Lenders must provide a three-day right of rescission for most home equity loans.

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