Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 home equity loan specialists in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelly Manderscheid at Rate (NMLS #273420)
43053 Margarita Rd STE B107, Temecula, CA 92592
(951) 453-5231
rate.com
Dave Medina - The Alevate Group / CMG Home Loans
28780 Single Oak Dr STE 250, Temecula, CA 92590
(951) 858-4761
alevategroup.com
Vintage Mortgage Firm
41911 5th St STE 300, Temecula, CA 92590
(951) 695-0901
vintagemortgagefirm.com
Christian Dahlin- Patriot Pacific Financial
41951 Remington Ave STE 240, Temecula, CA 92590
(949) 680-7853
BOLD Funding - Paul Neeb, Mortgage Broker
27393 Ynez Rd Ste 254, Temecula, CA 92591
(760) 223-5900
socalvahomeloan.com
Homebuyer Connect (by Sun West Mortgage)
27710 Jefferson Ave #200, Temecula, CA 92590
(833) 422-7962
homebuyerconnect.com
Vintage Mortgage Professionals-Steve Tempel
27431 Enterprise Cir W Ste 200, Temecula, CA 92590
(951) 695-0905
vintagemortgage.com
James Gross at Franklin Loan Center
41607 Margarita Rd STE 102, Temecula, CA 92591
(951) 760-8169
jamesgross.net
New American Funding - Jessica Castro
27431 Enterprise Cir W Ste 200, Temecula, CA 92590
(951) 238-6950
newamericanfunding.com
Banner Bank
41530 Enterprise Cir S Ste 100, Temecula, CA 92590
(951) 719-1200
locations.bannerbank.com
Romel Arreola Sanchez (Loan Officer NMLS # 2263406)
41607 Margarita Rd STE 102, Temecula, CA 92591
(951) 260-7923
franklinloancenter.com
The Mortgage House
41689 Enterprise Cir N #114, Temecula, CA 92590
(800) 305-9731
themortgagehouse.com
RWM Home Loans - Temecula
41593 Winchester Rd Suite 200, Temecula, CA 92590
(951) 404-0719
rwmloans.com
Top Gun Homes & Loans - Miguel Carrasco
28364 Vincent Moraga Dr suite a, Temecula, CA 92590
(858) 245-6718
topgunhomesandloans.com
Dignified Home Loans
41530 Enterprise Cir S Ste 120, Temecula, CA 92590
(760) 519-4950
dignifiedhomeloans.com
Happy Investments, Inc. Temecula Ca
33353 Temecula Pkwy Ste. 104-354C, Temecula, CA 92592
(951) 428-3289
happyinvestmentsinc.com
Pacific Lending, LLC
27645 Jefferson Ave Suite 117, Temecula, CA 92590
(888) 767-0562
paclending.com
What Does a Home Equity Loan Specialist in Temecula Cost?
Typical costs for a home equity loan specialist in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees ranging from $300 to $600. Closing costs can total 2% to 5% of the loan value. For a $50,000 loan, you might pay $1,000 to $2,500 in fees. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Temecula?
A specialist helps you understand your options for borrowing against your home equity. They review your financial situation, explain loan types like fixed-rate home equity loans or variable-rate HELOCs, and assist with paperwork. In California, they must ensure compliance with state lending laws.
How does California law affect home equity loans?
California law limits the interest rate and fees a lender can charge on home equity loans under the Home Equity Loan Act. For example, the annual percentage rate cannot exceed certain caps set by the state. Specialists help you verify that your loan meets these legal requirements.
What documents do I need for a home equity loan in Temecula?
You typically need proof of income, tax returns, a recent property appraisal, and evidence of homeowners insurance. Specialists in Temecula can help you gather these documents and submit them to lenders. They also check that your property title is clear of liens.
Home Equity Loan Specialists in Other California Cities
Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero · Auburn · Azusa · Bakersfield