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Home Equity Loan Specialists in Santa Monica, CA

Directory of home equity loan specialists in Santa Monica, California. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Santa Monica, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 home equity loan specialists in Santa Monica, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southland Credit Union
525 Santa Monica Blvd, Santa Monica, CA 90401
(800) 426-1917 southlandcu.org
apt mortgage inc dba z home loans
1223 Wilshire Blvd, Santa Monica, CA 90403
(310) 463-2000 zhomeloans.com

A home equity loan specialist in Santa Monica can guide you through borrowing against your homes value. California law requires lenders to follow strict disclosure rules under the Home Equity Loan Act. Local specialists understand Santa Monica property values and state regulations to help you evaluate your options.

What Does a Home Equity Loan Specialist in Santa Monica Cost?

Typical costs for a home equity loan specialist in California range from 0.5 percent to 1.5 percent of the loan amount, or a flat fee of 500 to 1500 dollars. Some specialists charge hourly rates of 150 to 300 dollars. Costs vary based on loan complexity and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Santa Monica?
A specialist helps you understand loan terms, interest rates, and repayment options. They review your property equity and explain California laws like the right of rescission. This service is separate from a lender or broker.
Are there California laws that protect home equity loan borrowers?
Yes, California Civil Code Section 2945 requires lenders to provide clear disclosures. Borrowers have a three day right to cancel after signing. Specialists can explain these protections and how they apply to your loan.

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