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Find Home Equity Loan Specialists Near You in Lake Forest, CA

Directory of home equity loan specialists in Lake Forest, California. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 home equity loan specialists in Lake Forest, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
theLender
25531 Commercentre Dr, Lake Forest, CA 92630
(833) 381-8733 thelender.com
AdvantageFirst Lending
2 S Pointe Dr Suite 200-235, Lake Forest, CA 92630
(888) 966-4892 advantage1st.com
First Rate Lending
23101 Lake Center Dr #355, Lake Forest, CA 92630
(949) 215-9400 firstratelending.com
Access Home Lending LLC
23832 Rockfield Blvd Ste 235, Lake Forest, CA 92630
(866) 338-5500 accesshl.com
Homeland Financial Network, Inc
2 S Pointe Dr # 245, Lake Forest, CA 92630
(866) 784-5164 hlfnetwork.com
Equity123 Lending
22512 Aliso Park Dr, Lake Forest, CA 92630
(949) 309-2402 equity123lending.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
(844) 416-3146 htem.com
Today's Home Mortgage
27 Orchard Rd #111, Lake Forest, CA 92630
(800) 396-1496 todayshomemortgage.com
Lee Mortgage Advisors
22996 El Toro Rd, Lake Forest, CA 92630
(949) 274-0984 leemtgadvisors.com
California Equity & Loan
2 S Pointe Dr, Lake Forest, CA 92630
(949) 589-5800 californiaequity.com
Happy Investments, Inc. Lake Forest Ca
23615 El Toro Rd X-226J, Lake Forest, CA 92630
(949) 393-1101 happyinvestmentsinc.com
Bank Loan Depot
22792 Centre Dr Suite 104, Lake Forest, CA 92630
(949) 734-7311 bankloandepot.com

A home equity loan specialist in Lake Forest California helps homeowners access the equity in their property. California law requires lenders to follow strict disclosure rules under the Home Equity Loan Act. Lake Forest residents often use these loans for home improvements or debt consolidation.

What Does a Home Equity Loan Specialist in Lake Forest Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan value. These fees vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Lake Forest?
A specialist guides you through the loan process from application to closing. They review your home value credit score and income to find suitable loan options. They also ensure compliance with California lending laws.
What are the requirements for a home equity loan in California?
You typically need at least 15 to 20 percent equity in your home. Lenders also check your credit score debt to income ratio and property appraisal. California law limits certain fees and requires a three day rescission period after signing.

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