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Compare Home Equity Loan Specialists in Hermosa Beach, CA

Browse home equity loan specialists serving Hermosa Beach, California. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Hermosa Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 home equity loan specialists in Hermosa Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sofi Local
1221 Hermosa Ave, Hermosa Beach, CA 90254
(747) 222-8579 sofilocal.com
1st Los Angeles Mortgage Corporation
2615 Pacific Coast Hwy #200, Hermosa Beach, CA 90254
(310) 937-4220 1stlamortgage.com
Marlin Equity Partners
1301 Manhattan Ave, Hermosa Beach, CA 90254
(310) 364-0100 marlinequity.com

A home equity loan specialist in Hermosa Beach California helps homeowners access the equity in their property for renovations debt consolidation or other needs. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local specialists understand the Hermosa Beach real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Hermosa Beach Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs can range from 2 to 5 percent of the loan total. These figures vary by lender and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Hermosa Beach?
A specialist reviews your home equity loan options explains terms and helps you compare lenders. They assist with paperwork and ensure compliance with California lending laws such as the Home Equity Sales Contract Act.
How much equity do I need for a home equity loan in California?
Most lenders require at least 15 to 20 percent equity in your home. California law does not set a minimum but lenders set their own requirements based on property value and loan to value ratio.
Are there specific California rules for home equity loans?
Yes California requires a three day right of rescission for most home equity loans. Lenders must also provide a loan estimate and closing disclosure under federal and state rules.

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