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Find First-Time Home Buyer Specialists Near You in Fredericksburg, VA

Compare first-time home buyer specialists in Fredericksburg. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 first-time home buyer specialists in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Traber Homes Real Estate Group, LLC
1302 Bragg Rd, Fredericksburg, VA 22407
(540) 847-3932 facebook.com
Ben Quann - Realtor - Quann Real Estate Group - Fredericksburg, Va
10601 Courthouse Rd, Fredericksburg, VA 22407
(540) 842-2830 midvahomes.com
Michelle Nicely, REALTOR® & Multi-Generational Housing Expert
4840 Southpoint Dr, Fredericksburg, VA 22407
(540) 604-6864 michellenicelyrealestate.com
Andrea Lovelace, REALTOR®, ABR®/Realty ONE Group Key Properties
10699 Spotsylvania Ave, Fredericksburg, VA 22408
(540) 940-7345 andrealovelace.myrealtyonegroup.com
Elizabeth Jones Homes
530 Princess Anne St, Fredericksburg, VA 22401
(610) 451-2396 elizabethjoneshomes.com
1st Choice Better Homes & Land, LC
1302 Bragg Rd, Fredericksburg, VA 22407
(540) 786-0088 1stchoicebhl.com
Belcher Real Estate LLC
809 William St, Fredericksburg, VA 22401
(540) 300-9669 belcherrealestateva.com
Patti Murphy, Long & Foster Realtor®- Patti Murphy Homes
1910 William St, Fredericksburg, VA 22401
(540) 220-1607
RE/MAX Cornerstone Realty
1810 Princess Anne St, Fredericksburg, VA 22401
(540) 361-1977 remaxcornerstoneva.com
Jen Cook - Realtor, Luxury Collection Specialist
3106 Plank Rd, Fredericksburg, VA 22407
(540) 907-3415 jennifercook.penfedrealty.com
Megan Sullins, Associate Broker | The Patriot Group Real Estate Team
1931 Plank Rd #201, Fredericksburg, VA 22401
(540) 421-9308 megansullins.c21nm.com
Kristi Murphy, Long and Foster Realtor
1910 William St, Fredericksburg, VA 22401
(540) 809-3104 kristimurphy.lfrev.com
Nest Realty
530 Princess Anne St Ste, Fredericksburg, VA 22401
(540) 684-1344 fredericksburg.nestrealty.com
Richmond2DCHomes Team at ΓEA⅃ Brokerage - Fredericksburg Area - Central Virginia Realtor
1 Towne Centre Blvd suite 2500, Fredericksburg, VA 22407
(540) 479-9200 richmond2dchomes.com
Kathy Deal, Coldwell Banker Elite
520 William St, Fredericksburg, VA 22401
(540) 226-2916 kathydeal.com
Melda Bates, REALTOR®
603 Kenmore Ave, Fredericksburg, VA 22401
(540) 300-5313 meldabates.com
Julie Boucher ~ Long & Foster Realtor
1910 William St, Fredericksburg, VA 22401
(540) 848-5831 longandfoster.com
Home Buyers of Virginia
6320 5 Mile Centre Park #319, Fredericksburg, VA 22407
(540) 426-0961 homebuyersofvirginia.com
First Priority Realty
1300 Thornton St Suite 102, Fredericksburg, VA 22401
(540) 273-6140 firstpriorityrealtyservices.com
Century 21 New Millennium
1931 Plank Rd #201, Fredericksburg, VA 22401
(540) 373-2000 c21nm.com

First-time home buyer specialists in Fredericksburg guide you through Virginia specific programs like the Virginia Housing Down Payment Assistance grant. They help you understand local market conditions in the Fredericksburg area and connect you with lenders familiar with Virginia law. Their goal is to simplify the home buying process for new buyers in the region.

What Does a First-Time Home Buyer Specialist in Fredericksburg Cost?

Typical costs for a first-time home buyer specialist in Virginia range from 500 to 1,500 dollars for a flat fee service. Some specialists charge a percentage of the loan amount, usually 0.5 to 1 percent. Costs vary by case based on the complexity of your financial situation and the specific programs used. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Fredericksburg?
A specialist helps you navigate the home buying process from pre-approval to closing. They explain Virginia specific programs such as the Virginia Housing FHA Plus loan and the Freddie Mac HomeOne mortgage. They also coordinate with local real estate agents and lenders in Fredericksburg.
What Virginia down payment assistance is available for first-time buyers?
Virginia Housing offers a down payment assistance grant of up to 5 percent of the loan amount for eligible first-time buyers. The program requires a minimum credit score of 640 and completion of a home buyer education course. These funds do not need to be repaid if you live in the home for at least 3 years.

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