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Find First-Time Home Buyer Specialists Near You in Ashland, VA

Looking for a first-time home buyer specialist in Ashland? Review the directory below to compare your options.

15 agents listed
Updated June 2026
Ashland, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 15 first-time home buyer specialists in Ashland, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hanover Real Estate Agent, Tate Morris, Hometown Realty
111 S Railroad Ave, Ashland, VA 23005
(540) 578-6418 hanovercountyhomesforsale.com
Steve Sawyer, REALTOR - "Steve Sells RVA"
200 Thompson St, Ashland, VA 23005
(804) 381-8877 stevesellsrva.homes
Forrest Buys Houses
11182 Hopson Rd, Ashland, VA 23005
(804) 465-9698 forrestbuyshouses.com
Cara Lowery, 1st Class Real Estate Premier Homes
10469 Atlee Station Rd, Ashland, VA 23005
(804) 300-6822 homesnap.com
Chris "BIG Z" Zaldivar, Realtor
111 S Railroad Ave, Ashland, VA 23005
(804) 774-5683 bigzrealtor.com
Crystal Biggers, Associate Broker, HomeLife Access Realty
100 Arbor Oak Dr Suite 205, Ashland, VA 23005
(804) 244-1253
Lindy Patterson – Gold Key Realty
14377 Country Club Dr, Ashland, VA 23005
(804) 405-0554 goldkeyva.com
Weichert, Realtors - Home Run Realty
500 England St, Ashland, VA 23005
(804) 752-3503 homerunrealtyva.com
Hometown Realty Ashland
111 S Railroad Ave, Ashland, VA 23005
(804) 752-7585 hometownrealtyservices.com
HomeLife Access Realty
100 Arbor Oak Dr Suite 205, Ashland, VA 23005
(804) 798-7878 homelifeaccessrealty.com
Gilman & Bateman Real Estate
102 N Taylor St, Ashland, VA 23005
(804) 798-9108
Dew Building
102 England St, Ashland, VA 23005
(804) 798-3246
ᴅᴇᴀɴɴ ᴀɴᴅʀᴇᴡs | ᴠɪʀɢɪɴɪᴀ ʀᴇᴀʟᴛᴏʀ
100 Arbor Oak Dr Suite 106, Ashland, VA 23005
(804) 543-5394
Long & Foster Ashland, VA - Realty
102 England St, Ashland, VA 23005
(804) 798-3246 longandfoster.com
Liz Pace Chambers, Realtor
111 S Railroad Ave, Ashland, VA 23005
(804) 381-8738 lizpacechambers.hometownrealtyservices.com

A first-time home buyer specialist in Ashland Virginia can guide you through the complex process of purchasing your first home. Virginia offers specific programs like the Virginia Housing Down Payment Assistance grant which provides up to 2.5 percent of the loan amount for eligible buyers. Working with a local specialist helps you understand Hanover County property taxes and local market conditions.

What Does a First-Time Home Buyer Specialist in Ashland Cost?

The cost of a first-time home buyer specialist in Virginia typically ranges from 500 to 1500 dollars for consulting and document review services. Some specialists charge a flat fee while others bill hourly at 150 to 350 dollars per hour. Virginia law requires lenders to provide a Loan Estimate within 3 business days of application which details all costs. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Ashland Virginia?
A specialist helps you find and apply for Virginia specific programs such as the Virginia Housing FHA and conventional loans. They also coordinate with real estate agents and lenders to ensure you meet all requirements for first time buyer status.
What Virginia first-time home buyer programs are available in Ashland?
The Virginia Housing Authority offers down payment assistance and competitive interest rates for first time buyers. The program requires a minimum 620 credit score and completion of a home buyer education course. Ashland buyers may also qualify for local Hanover County grants.
How long does the first-time home buying process take in Virginia?
The typical timeline from offer to closing in Virginia is 30 to 45 days. Virginia law requires a home inspection contingency period of at least 7 days. Your specialist can help you meet all deadlines and legal requirements.

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