First-Time Home Buyer Specialists in Fairfax Station, VA
Looking for a first-time home buyer specialist in Fairfax Station? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 2 first-time home buyer specialists in Fairfax Station, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Fairfax Station Cost?
Typical costs for a first-time home buyer specialist in Virginia include a real estate agent commission which is usually paid by the seller. Mortgage origination fees range from 0.5 to 1 percent of the loan amount. Closing costs in Virginia average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Fairfax Station?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They understand Virginia specific programs like the Virginia Housing Authority loans and can explain local Fairfax Station market trends.
What Virginia programs are available for first-time buyers in Fairfax Station?
Virginia Housing offers the FHA Plus and Conventional Plus loans with down payment assistance up to 15 percent. The Virginia Housing Grant also provides up to 5 percent of the loan amount for closing costs. These programs have income and purchase price limits that vary by county.
How do I qualify for first-time home buyer programs in Virginia?
You generally must not have owned a home in the past three years. You must meet income limits which for Fairfax Station are higher due to the area median income. You also need a minimum credit score of 640 for most Virginia Housing programs.