Skip to main content

Compare First-Time Home Buyer Specialists in Pismo Beach, CA

Directory of first-time home buyer specialists in Pismo Beach, California. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 first-time home buyer specialists in Pismo Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Christa Lowry Real Estate Team
1161 Price St #100, Pismo Beach, CA 93449
(805) 710-1687 christalowryrealestate.com
Jeff Landon - Landmark Real Estate Group of Keller Williams
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 904-3444 landmarkslo.com
Central Coast Life Realty w/ BHGRE Haven Properties
1161 Price St #100, Pismo Beach, CA 93449
(805) 556-8201 centralcoastliferealty.com
Paul Swack Real Estate
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 441-4281 paulswackrealestate.com
Mike Oliver Real Estate
1161 Price St, Pismo Beach, CA 93449
(805) 573-4877 mikeoliverrealestate.com
Raymond Team
195 Main St, Pismo Beach, CA 93449
(805) 201-6341 raymondteamre.com
Monique Garza - Realtor® Compass DRE 02032211
763 Shell Beach Rd, Pismo Beach, CA 93449
(805) 534-3219 moniquegarza.realtor
The Keenan Carter Group - Keller Williams Realty Central Coast
350 James Way #130, Pismo Beach, CA 93449
(805) 801-9032 keenancartergroup.com
Pismo Beach Homes
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 936-0277 pismohomes.com
Diana Dennis: Keller Williams Realty Central Coast
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 909-9091 cacoastallistings.com
Teri Williams Realty Central Coast
350 James Way, Pismo Beach, CA 93449
(805) 458-0864 propertiesonthecentralcoast.com
Kiesa Romero Central Coast Realtor
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 598-4987 kiesa.elitereg805.com
Jess Burns Realtor - Arroyo Grande Real Estate Agent - Residential Realtor
350 James Way, Pismo Beach, CA 93448
(805) 471-3494 jessburnsrealtor.com
Heritage Group Real Estate
763 Shell Beach Rd, Pismo Beach, CA 93449
(805) 574-6229 heritagegroupre.com
Tony Schaar Real Estate
1401 Dolliver St #101, Pismo Beach, CA 93449
(805) 709-5186 realtorcentralcoast.com
Maalaea Quirk, Real Estate
353 Shell Beach Rd, Pismo Beach, CA 93449
(805) 234-6057
Eva Nelson Realtor, Real Broker
195 Main St, Pismo Beach, CA 93449
(805) 354-8608 miss-unrealestate.com
Better Homes and Gardens Real Estate Haven Properties : Valerie Fisher
1161 Price St #100a, Pismo Beach, CA 93449
(805) 471-9308 valerie-fisher.sites.bhgrealestate.com
Arpan Smith - Realtor
350 James Way #130, Pismo Beach, CA 93449
(714) 878-2204 arpan.kw.com

A first-time home buyer specialist in Pismo Beach helps new buyers navigate the local real estate market and California specific regulations. California law requires a licensed real estate agent to disclose material facts about a property and provide specific disclosures like the Natural Hazard Disclosure. Pismo Beach buyers may also qualify for state programs such as the California Housing Finance Agency down payment assistance.

What Does a First-Time Home Buyer Specialist in Pismo Beach Cost?

In California, first-time home buyer specialist services are typically paid through the home seller as a commission, not by the buyer directly. Typical commission rates range from 2.5 to 3 percent of the purchase price per agent. For a Pismo Beach home priced at 800,000 dollars, this could mean 20,000 to 24,000 dollars in total commission. Buyers may also pay for inspections, appraisal, and escrow fees which can total 3,000 to 8,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Pismo Beach?
A specialist guides you through the entire home buying process including pre approval, property search, offers, and closing. They explain California specific disclosures and local market conditions. They also help you find down payment assistance programs available in San Luis Obispo County.
What California programs help first-time buyers in Pismo Beach?
The California Housing Finance Agency offers the MyHome assistance program with up to 3.5 percent of the purchase price for down payment help. The CalHFA FHA and Conventional loans also provide low down payment options. Pismo Beach buyers may also qualify for the San Luis Obispo County First Time Home Buyer Program.
How long does it take to close on a home in Pismo Beach?
A typical home purchase closing takes 30 to 45 days in California. The timeline includes the inspection period, appraisal, and loan processing. California law requires a 17 day escrow period minimum for most residential sales unless both parties agree otherwise.

First-Time Home Buyer Specialists in Other California Cities