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Compare First-Time Home Buyer Specialists in Arcata, CA

Compare first-time home buyer specialists in Arcata. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Arcata, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 16 first-time home buyer specialists in Arcata, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brigitte Benson - Real Estate Broker
791 8th St STE 2, Arcata, CA 95521
(707) 951-4732 bsells707.com
Mike Willcutt - Realtor at the Land Man Office
645 7th St, Arcata, CA 95521
(916) 798-2107 humboldtlandman.com
NorCal Casas Realty Services
637 F St, Arcata, CA 95521
(707) 616-9411 norcalcasasrealty.com
Kira Middleton, Realtor
jacoby's storehouse, 791 8th St First, Arcata, CA 95521
(707) 499-2290 kiramiddleton.corcoranicon.com
Rachael Rae Duncan
791 8th St STE 2, Arcata, CA 95521
(530) 338-8210 rachaelduncan.corcoranicon.co
Lorena Alves - Norcal Casas Realty Services
637 F St, Arcata, CA 95521
(707) 296-0815 norcalcasasrealty.com
Janna Walsh
791 8th St STE 2, Arcata, CA 95521
(707) 601-7210 jannawalsh.corcoranicon.com
Belia Stephens Real Estate, Coldwell Banker Sellers Realty
985 G St, Arcata, CA 95521
(707) 476-0678 coldwellbankersellersrealty.com
Elemental Real Estate + Design Shop
1101 H St STE 2, Arcata, CA 95521
(707) 601-1331 elementalrealestate.com
Joshua Cook, Realtor
791 8th St STE 2, Arcata, CA 95521
(619) 218-5411 joshuacook.corcoranicon.co
New Wave Realty
939 8th St, Arcata, CA 95521
(707) 498-4034
Samuel A. Greenspan- Coldwell Banker Sellers Realty
985 `G` Street, Arcata, CA 95521
(541) 908-5857
Rachael Weaver Realtor
791 8th St, Arcata, CA 95521
(707) 672-6205 rachaelweaver.corcoranicon.com
Morgan Ulrich, Realtor
791 8th St STE 2, Arcata, CA 95521
(707) 496-8861 morganulrich.corcoranicon.com
Zoe Sigman, Realtor
791 8th St STE 2, Arcata, CA 95521
(707) 599-3876 sigmanzoe.com
Karen Lopez Chowdhury - NorCal Casas Realty Services
637 F St, Arcata, CA 95521
(707) 362-3668 karenlopezchowdhury.realtor

A first-time home buyer specialist in Arcata, California helps you navigate the local housing market and California-specific programs. These professionals guide you through the California Housing Finance Agency (CalHFA) loans and down payment assistance options. Arcata offers unique opportunities with its proximity to Humboldt State University and the redwood coast.

What Does a First-Time Home Buyer Specialist in Arcata Cost?

Typical costs for a first-time home buyer specialist in California range from 2.5% to 3% of the purchase price as a commission, usually paid by the seller. Additional fees for loan origination can be 1% to 2% of the loan amount. Down payment assistance programs may have application fees of 200 to 500 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What California programs help first-time home buyers in Arcata?
California offers CalHFA loans with low down payment options and the MyHome assistance program for qualified buyers. Arcata residents may also access local down payment assistance through the City of Arcata Housing Programs. These programs have income limits and require completion of a home buyer education course.
What are the steps to buy a home in Arcata as a first-time buyer?
First, get pre-approved by a lender and find a specialist familiar with California first-time buyer programs. Then attend a state-approved home buyer education class. Finally, make an offer with contingencies and close escrow, which typically takes 30 to 45 days in California.

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