Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 17 first-time home buyer specialists in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Heller - Heller The Home Seller
169 Saxony Rd #206, Encinitas, CA 92024
(800) 800-2978
hellerthehomeseller.com
Pond Team Real Estate - Compass Encinitas
682 S Coast Hwy 101, Encinitas, CA 92024
(760) 402-2865
pondteamrealestate.com
Gretchen Mitchell - Coldwell Banker Realty
1472 Encinitas Blvd, Encinitas, CA 92024
(760) 715-2844
encinitasrealestate.com
Gillian Roehrig with San Diego Brokerage
301 Santa Fe Dr suite b, Encinitas, CA 92024
(858) 361-3404
sandiegobrokerage.com
Mick and Tina Homes, Coldwell Banker Realty
1472 Encinitas Blvd, Encinitas, CA 92024
(858) 822-9459
mickeybooz.com
Klasic Team - First Team Real Estate
828 N Coast Hwy 101 suite D, Encinitas, CA 92024
(760) 707-8079
klasicteam.com
Loren Sanders Beach Life Group
682 S Coast Hwy 101, Encinitas, CA 92024
(760) 583-7100
beachlifegroup.com
Randy Libman, Sothebys International Realty, REALTOR
687 S Coast Hwy 101 #102, Encinitas, CA 92024
(858) 444-0457
libmanestates.com
Eva Meier Real Estate
1472 Encinitas Blvd, Encinitas, CA 92024
(760) 815-1318
dreamhomesbythebeach.com
Jim and Melissa Kazebee - First Team Real Estate
828 N Coast Hwy 101 suite D, Encinitas, CA 92024
(760) 576-2445
jameskazebee.firstteam.com
Leslie Selich Pacific Sotheby's International Realty
687 S Coast Hwy 101 #102, Encinitas, CA 92024
(760) 445-1144
Mr. Encinitas Real Estate
619 S Vulcan Ave UNIT 215, Encinitas, CA 92024
(858) 240-5593
designatedlocalexpert.com
Distinctive Homes California
2240 Encinitas Blvd D468, Encinitas, CA 92024
(858) 245-9468
christyhines.com
Encinitas CA Real Estate
90 N Coast Hwy 101 STE 205, Encinitas, CA 92024
(858) 876-7792
northcounty.rocks
FirstTeam® Real Estate - Encinitas
828 N Coast Hwy 101 suite D, Encinitas, CA 92024
(760) 944-1112
firstteam.com
What Does a First-Time Home Buyer Specialist in Encinitas Cost?
Typical costs for a first-time home buyer specialist in California range from 1 percent to 3 percent of the purchase price as a commission, often paid by the seller. Additional fees may include a flat consultation fee of 300 to 500 dollars for specialized advice. Costs vary by case and are negotiable. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Encinitas?
A specialist helps you navigate the home buying process from pre approval to closing. They explain California specific programs such as CalHFA loans and the Mortgage Credit Certificate (MCC) tax credit. They also coordinate with local lenders and real estate agents familiar with Encinitas neighborhoods.
What California down payment assistance is available in Encinitas?
California offers several programs including the CalHFA MyHome Assistance Program which provides a deferred payment loan up to 10 percent of the purchase price. The City of Encinitas does not have its own program but countywide options through the San Diego Housing Commission may apply. Income limits and property price caps apply.
How long does the home buying process take for a first time buyer in California?
The typical timeline from offer acceptance to closing is 30 to 45 days in California. This includes the required 17 day inspection contingency period under the California Residential Purchase Agreement. Delays can occur due to appraisal or loan processing.
First-Time Home Buyer Specialists in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · American Canyon · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero · Atwater