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Compare fha loan specialists in Oak Creek. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Oak Creek, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 4 fha loan specialists in Oak Creek, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
8651 S Howell Ave, Oak Creek, WI 53154
4147625030
Heights Finance
7071 South 13th Street Suite 103, Oak Creek, WI 53154
4143761002
Rachael K. Tharp - Mortgage Loan Officer
2555 W Ryan Rd, Oak Creek, WI 53154
4147615620
Chase Home Lending
7980 S Howell Ave, Oak Creek, WI 53154
3327993505
FHA loan specialists in Oak Creek Wisconsin help homebuyers navigate government-backed mortgage programs. These professionals understand local property values in Milwaukee County and Wisconsin specific lending laws. They guide borrowers through FHA requirements including minimum down payments and property condition standards.
What Does a FHA Loan Specialist in Oak Creek Cost?
Typical costs for FHA loan services in Wisconsin include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05% of the loan balance. Lender origination fees usually range from 0.5% to 1.0% of the loan amount. Appraisal fees in Oak Creek average $500 to $700. Closing costs typically total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oak Creek do?
An FHA loan specialist helps borrowers apply for loans insured by the Federal Housing Administration. They review credit history, verify income, and ensure the property meets FHA standards. They also explain Wisconsin specific requirements like the state funded down payment assistance programs.
What are the FHA loan limits for Oak Creek Wisconsin?
For 2025 the FHA loan limit for a single family home in Milwaukee County including Oak Creek is $498,257. This limit applies to standard FHA loans. Higher limits may apply for duplexes or triplexes.
How long does the FHA loan process take in Wisconsin?
The typical FHA loan process in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards. Wisconsin law requires a 10 day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.