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Compare FHA Loan Specialists in Beloit, WI

Directory of fha loan specialists in Beloit, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Beloit, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 14 fha loan specialists in Beloit, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
2787 Milwaukee Rd, Beloit, WI 53511
6083629000
LoanMax Title loans
28 State St Suite B, Beloit, WI 53511
6084730596
Cash Store
1809 S Riverside Dr, Beloit, WI 53511
6083658699
Security Finance
2625 Prairie Ave, Beloit, WI 53511
6083630773
First National Bank and Trust
345 E Grand Ave, Beloit, WI 53511
6083638000
World Finance
2240 Prairie Ave Ste 24, Beloit, WI 53511
6083622873
Advia Credit Union
1982 Cranston Rd, Beloit, WI 53511
8442384228
Associated Bank
602 Henry Ave, Beloit, WI 53511
6083649044
Dollar Loan Center
2212 Prairie Ave, Beloit, WI 53511
6083137530
Neighborhood Housing Services DBA NeighborWorks Blackhawk Region
520 W Grand Ave, Beloit, WI 53511
6083629051
Amy Hatch - Financial Advisor, Ameriprise Financial Services, LLC
645 3rd St, Beloit, WI 53511
6082181207
Joel Otto - Thrivent
2225 Cranston Rd Suite 103, Beloit, WI 53511
6082073548
BMO Harris Bank - Mortgage Banker (Lori J Suda)
500 E Grand Ave, Beloit, WI 53511
9202578900
Homes Thru Financial Freedom
417 Central Ave, Beloit, WI 53511
6083122345

An FHA loan specialist in Beloit Wisconsin helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.

What Does a FHA Loan Specialist in Beloit Cost?

Typical costs for FHA loan services in Wisconsin include an origination fee of 0.5 to 1.5 percent of the loan amount. Third-party fees such as appraisal and credit report costs range from $400 to $800. Closing costs in Wisconsin generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Beloit Wisconsin?
For 2025 the FHA loan limit for a single-family home in Rock County Wisconsin is $498,257. This limit applies to Beloit and surrounding areas. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a down payment for an FHA loan in Wisconsin?
FHA loans require a minimum down payment of 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. Wisconsin does not have additional state-level down payment requirements.
What is the mortgage insurance requirement for FHA loans in Wisconsin?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP that varies from 0.15 to 0.75 percent depending on your loan term and loan-to-value ratio. This insurance protects the lender if you default.