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Find FHA Loan Specialists in New Richmond, WI

Compare fha loan specialists in New Richmond. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
New Richmond, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 7 fha loan specialists in New Richmond, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
245C S Knowles Ave, New Richmond, WI 54017
7159036700
FNC Bank
109 E 2nd St, New Richmond, WI 54017
7152466901
WESTconsin Credit Union
121 Meridian Dr, New Richmond, WI 54017
8009240022
The Moes Sell Homes- WESTconsin Realty
121 Meridian Dr # 1743, New Richmond, WI 54017
7157810387
Jesse Kvitek - Thrivent
460 S Knowles Ave, New Richmond, WI 54017
7152466800
Edward Jones - Financial Advisor: Tyson B Lybeck, CFP®|AAMS®
1448 Hamilton Ave, New Richmond, WI 54017
7152463887
St Croix Financial
248 S Knowles Ave, New Richmond, WI 54017
7152442060

An FHA loan specialist in New Richmond, Wisconsin helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand St. Croix County property values and can guide you through FHA loan limits specific to the area.

What Does a FHA Loan Specialist in New Richmond Cost?

Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs generally range from 2% to 5% of the purchase price. For a $250,000 home, total closing costs could be $5,000 to $12,500. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in New Richmond do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure the loan meets Wisconsin and federal requirements.
What are the FHA loan limits for New Richmond Wisconsin?
For 2024, the FHA loan limit for a single-family home in St. Croix County is $498,257. This amount may change annually based on the county median home price. A specialist can confirm current limits.
Do I need a special license to originate FHA loans in Wisconsin?
Yes. Wisconsin requires all mortgage loan originators to hold a valid license through the NMLS. They must also complete continuing education each year. Your FHA specialist will provide their NMLS number upon request.