Find FHA Loan Specialists Near You in Warwick, RI
Looking for a fha loan specialist in Warwick? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 12 fha loan specialists in Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Warwick Cost?
Typical costs for an FHA loan specialist in Rhode Island include an origination fee of 0.5 to 1.0 percent of the loan amount and third party fees for appraisal credit report and title services. Closing costs in Rhode Island often range from 2 to 5 percent of the loan amount. FHA also charges an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual premium. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Warwick RI?
An FHA loan specialist is a licensed mortgage professional who focuses on FHA insured loans. In Rhode Island they must comply with state licensing requirements under the Rhode Island Secure and Fair Enforcement for Mortgage Licensing Act.
What are the FHA loan limits for Warwick Rhode Island in 2024?
For 2024 the FHA loan limit for a single family home in Kent County including Warwick is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development.
Do I need a specific down payment for an FHA loan in Rhode Island?
FHA loans typically require a minimum down payment of 3.5 percent of the purchase price. Rhode Island offers down payment assistance programs through the Rhode Island Housing agency that may help eligible buyers with this requirement.