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Directory of fha loan specialists in Narragansett, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 fha loan specialists in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4016921108
Seacoast Mortgage Corporation
3 Atlantic Ave, Narragansett, RI 02882
4017821012
Revolution Mortgage
140 Point Judith Rd Unit 45C, Narragansett, RI 02882
4012387100
FHA loan specialists in Narragansett help homebuyers navigate Federal Housing Administration loans. Rhode Island law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Narragansett property values and coastal flood insurance requirements.
What Does a FHA Loan Specialist in Narragansett Cost?
Typical costs for an FHA loan specialist in Rhode Island include an origination fee of 1 percent of the loan amount plus third-party fees for appraisal and credit report. Upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Narragansett?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and property appraisal. They help ensure your loan meets Rhode Island specific requirements such as flood zone compliance for coastal properties.
What are the FHA loan limits for Narragansett Rhode Island?
For 2024 the FHA loan limit for a single-family home in Washington County which includes Narragansett is $498,257. Higher limits apply for multi-unit properties. Your specialist can confirm current limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.